I lost my business in 2004. I had a personal judgement filed against me in 6/2006. Two years later the abstract for the judgement was filed in 06/2008. In Texas the you can refile in 9 years and 6 months but have to refile within 10 years. I wante...
A judgment can be renewed within 2 years following expiration. The judgment date controls not the abstract date.See question
In 2014 I was in a tight situation and applied for a loan. I was denied and that was the end of it, I ended up borrowing from family. Now in March 2017 I received an email saying I was approved and the loan will be in my bank. I just needed to sig...
If you can find a store, go in and pay off the loan now. Close your bank account and go to New bank. This lender generally does not report to credit bureaus, so there should not hurt your scores.See question
I agreed to loan a friend money to help her and her sisters start their day care business. I have only received the first month payment and we are now going on 3 months without having received any payment. I have even offered to restructure the lo...
You can sue and you could win, but you will have a very difficult time collecting on a judgment.
This is the advice I would give to your friend if you sued and won: Keep in mind that Texas is an extremely debtor friendly state. Nobody gets your house except the lender and the IRS. Nobody gets your car except the lender and the IRS. Nobody gets your wages except the IRS and child support. Nobody gets your Social Security/disability/ pension/retirement/401k/IRA except the IRS. Most people don't have any thing more than that, so there is nothing to get to satisfy a judgment. HOWEVER, a judgment is good for 10 years and can be renewed. Also, the judgment is accruing interest and is being reported to the credit bureaus. The creditor is hoping that one day you will have some money saved for a large credit-based purchase (car or house). When you apply for that loan, the judgment creditor will learn you have cash and will then try again to get you to pay. Luxury items such as motorcycles and boats and cash on deposit in banks are not protected. Even then it is possible to file bankruptcy to avoid payment.
Because a homestead can't be taken to satisfy a judgment unrelated to the mortgage or taxes, the judgment creditor must give a partial release with respect to the home if you request it in writing. This is necessary if you plan to buy, sell, refinance, or take a home equity loan. If the creditor will not release on request, there is a statutory process to go around the judgment lien. This does not mean you don't owe the money, just that the house can't be held hostage to the judgment.See question
Can I dismiss an actor/online personality from my entertainment company for making statements against the rights of others based on religion, ethnicity, sexual orientation, country of origin, or gender?
If you have written contract with the person, you are bound by the terms in the contract. If there is no contract, you can terminate. Texas is an employment at will state meaning employer or employee can end the work relationship at any time for any reason or no reason as long as there is no legally prohibited discrimination based on age, sex, race, et cetera.See question
When we split up our assets and debts, my ex was assigned a signature loan that was in both of our names. She's has yet to pay anything toward that loan. As a result, my credit rating has been damaged and I've had to pay a much higher interest rat...
This will not satisfy your anger, but there is a bright side to the default assuming you did not make payments. The statute of limitations for the litigation of debt in Texas is 4 years beginning the day after your first missed payment. So, neither of you can be sued for this debt. Additionally, negative credit remarks can be reported for 7 years. The greatest impact is in the early years. After the 4th year through the 7th years, the impact is very small and vanishes after that.See question
I listed the property for sale and had a contract on. She dragged her feet for approximately 2 months to sign and have the list pendon removed. I was instructed to pay of the mortgage for the home she was awarded with the proceeds from sale. Her f...
You may have a claim against her filing a false document in the county property records because there is no actual lawsuit on file disputing the parcel of land. Use the "Find a Lawyer" feature to connect with an attorney in your area. Many will offer free initial consultation.See question
I received a voicemail on my cell phone today. It was very brief, and went something like: "Hi, this message is for "John Allen Doe"; this is "Joe Smith", I am calling from (company name here), a debt collector, and I would appreciate a call back...
You may have a claim for violation of the Fair Debt Collection Practices Act. Each violation of the Act is worth up to $1,000 to you, any actual damages, and mental anguish, plus attorney fees.
You may have a claim for violation of the Telephone Consumer Protection Act. Each violation of the Act is worth at least $500 to you plus attorney fees.
You need to contact them so you can send written notice that you do not consent to contact by cell phone. Demand information about the debt. They will not give it. Do not provide any of your banking information. Finally, beg them to sue you immediately because, if they do, you can sue them for the collection violations.See question
I'm filing for unemployment. This is not my 1at time so I know some what of how it work.. I have a balance of. About 1,000 left...when that run out what will happen
Once you use all the benefits, you can not anymore money.See question
Haven't paid a loan from the cash store in 2yrs and they just now contacted me
It is a scam! You might get sued but not jailed. Do not give your bank info.See question