I have paid $11,000 dollars into this loan already. The loan was for $10,000 dollars I tried multiple times to get my co-signer released. I fell for the PC PRO School scam and finished school in six months. To my major disappointment I never bene...
I'd consider filing suit for fraud against the parties who are holding you responsible, IF it was fraud.
There is no obligation for a debt holder to release a co-signer. Why would it release a responsible party?See question
We are a single income household and bills have gotten out of hand due to poor judgment. The opportunity for a second income doesn't exist as one of us is going through the disability rodeo. The debts are (1) check loan, (1) flex loan, and other c...
When the bankruptcy petition is filed, the Automatic Stay comes into effect, causing a cessation of all collection activities.See question
I bought a house from a lady u who was goimg to let her house go back on taxes. I paid her a dollar and the closing was 2400 because she owned the house but in MN 99 she took out a loan with U C lending she stopped paying in 2008 lived there until...
I assume you mean 2009, but you are going to have to file a substantial pleading to get the house free and clear. Have you been paying taxes on it?
Take all the documentation to a local attorney. You'll need it. You will not be able to do this alone.See question
Can I sue a corporation that is in Chap 11 (I believe) bankruptcy in state court? I am not seeking damages but declaratory relief.
The automatic stay prevents any attempt to collect a debt. If the declaratory relief is to establish a declaration that cannot be construed as an attempt to collect a debt, then maybe. I occasionally see a bankrupt C11 debtor served with notice of a suit, but rarely the actual target.
You need to visit with a local bankruptcy attorney to give the specifics. Too cheap not to do this right. You'd have to hire one anyway or you would not get far - most state courts won't let you touch a bankrupt party.See question
We have been in Chapter 13 since 2012. Original term was 60 months to discharge, but the truck finance company said they would only accept 48 month pay-out. After 49 months my truck broke down and no savings to fix it. We went to the lawyer's offi...
The situation can be weird when a Chapter 13 does not result in a discharge. It CAN be that, had you continued with the bankruptcy, you would have been okay, but without the discharge, you lose the benefit of the plan completion. It sounds like you had crammed down the payment and interest, and then had made all payments to the finance company under the plan.
I'd go back to your bankruptcy attorney and ask them to see if some sort of arrangement can be made. If you were working on your own, then I'm afraid you are about to pay the price of saving the money on an attorney...by paying a lot more than you expected.See question
Promised in writing an $11,000 grant from my mortgage lender..now 3 weeks from closing he says he made a mistake and we are not getting a grant..can anything be done?
I'd be surprised if the writing doesn't have some weasel words in it, such as "subject to credit approval" or "or until resources run out" or "a potential zombie apocalypse occurs" or some other verbiage that lets them out.
Take the writing and a chronology of the story to a local attorney. It's cheap, and you'll have a fuller understanding.See question
I am trying to write a blog. Ive heard it gives money but im not sure and i dont know how it works. I am trying to write reviews on shoes but I dont know if im breaking the law for using nike or jordan shoes. Is that copyright? By the way, I do ow...
To avoid trademark infringement, you have to act in such a way that people reading your blog understand that you are not sponsored by those who own the trademarks of the products you are reviewing. As others have noted, nominative fair use of others' trademarks makes such writings possible and lawful.See question
Looking online at the County Court Registry, I see that I have been sued by a debt collector. A citation has been issued, but the court clerk says it has been returned to the Plaintiff’s attorney for private processing because the county court do...
I'd watch it to ensure that no return of service has been recorded, but there's no rush unless you have some reason to push it forward sooner.See question
I don't know that there is some magic limit. It's more of a 'how often' question. I don't know of any way to really force a deferment if they deny it. A Chapter 13 filing can help you get the payments reduced to something you can live with, maybe.See question
I am 69 years old and in 1998 or 1999 I took out a student loan and lately it's been a hardship for me because the government is taking money from my social security check.
No way to answer this question authoritatively with the dearth of information. A chapter 13 filing would give you a means of reducing the payment, but there are other programs that result in an income-based repayment of the debt.See question