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Warren Vincent Norred
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Warren Norred’s Answers

916 total


  • Copyright infringement on Amazon by unknown third party sellers?

    Hello, There are third party sellers on Amazon selling copyrighted artwork without the permission from the copyright owners. The identity of the sellers is not available on the site. If the copyright owners wanted to sue or threaten to sue o...

    Warren’s Answer

    I'd first send a DCMA letter to Amazon. If you want to sue the infringers, you can file a federal lawsuit as a Smith v. John Doe, and then request discovery to find the names.

    If you just want to threaten to sue, in order to obtain licensing opportunities with them, good luck.

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  • Satisfied case's. Dates 2012 IRS, Attorney 2015 in a pro bono case.

    After my husband passed away the IRS sent notice of lien stating Lien of money owed. I spoke with tax accountant and followed instructions and the IRS sent a letter of satisfaction with in 2 weeks without me having to pay anything (they were wrong...

    Warren’s Answer

    If what you are saying is that you owe a debt to the IRS and some other debt, and that's what's holding you back, then you should contact the IRS and work out a payment plan. I'd do the same with the other debt.

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  • How can I get my ex girlfriend to take all the debt and her name off my credit card?

    Last summer my ex girlfriend's dog needed emergency vet care. She had no credit cards or way to pay. I had a card I didn't use and had a $0 on it. I put her name on it so she could get the dog care. The relationship ended in Oct. and since then...

    Warren’s Answer

    Cancel the card. Sue her in small claims court for the debts she added to the card. Good luck.

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  • Being sued by a credit card company. I owe the debt. Do I have a defense for the company not negotiating my payment terms?

    I was unable to keep up with minimum payments on a credit card. I tried to negotiate a lower monthly payment with the company. They were only willing to lower the interest rate. Do I have any defenses to this suit, or should I let it go to defa...

    Warren’s Answer

    The credit card company is not obligated to make the terms more suitable to you. You might consider a Chapter 13 filing, if you have other similar problems.

    I'd consult with a local bankruptcy attorney and get a more complete view before making a decision.

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  • Will I be liable for previous taxes my fiancé owes if we get married?

    My boyfriend is paying for previous years taxes he owes. If we got married & something happened to him, would I still have to pay back those taxes that he had before we met?

    Warren’s Answer

    You don't generally inherit debts of your fiance. But be aware that the stuff that you obtain together with him while you are married may someday be responsible for paying the debt, as the IRS can go after things that he has an interest in.

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  • Would my negative net income of 167 affect my reaffirmation for my car loan or it best to actually cut back on expenses

    I am reaffirming a car loan in Chapter 7. My expenses and income turned out to be a negative net income but only by about $167. Do I still report this information as being current or would it be a problem to actually cut back on expenses to bri...

    Warren’s Answer

    The easiest thing is to amend schedules and cut back on expenses so you can reaffirm without a painful hearing, but I'd contact my attorney. It may be that you cannot cut back for some reason.

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  • Why was it removed? Do I still owe it? How come I have not been contacted by them for payment?

    I recently found out I had a medical debt in collections that I was unaware I even owed until checking my credit report. To my knowledge I don't recall having any contact with this collection agency or making any payments to them. Today when check...

    Warren’s Answer

    Maybe it was an error and the debt holder removed it when it figure out who responsible party was? Hard to say. Seems like it was a good thing and something not worth worrying about.

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  • I have tried many times to get my co-signer off my student loans and Ive tried to explain that I was scammed by Sallie Mae/PCPS.

    I have paid $11,000 dollars into this loan already. The loan was for $10,000 dollars I tried multiple times to get my co-signer released. I fell for the PC PRO School scam and finished school in six months. To my major disappointment I never bene...

    Warren’s Answer

    I'd consider filing suit for fraud against the parties who are holding you responsible, IF it was fraud.

    There is no obligation for a debt holder to release a co-signer. Why would it release a responsible party?

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  • 2 questions please: At what point are creditors told to stop collection efforts in a bankruptcy? What is the normal down payment

    We are a single income household and bills have gotten out of hand due to poor judgment. The opportunity for a second income doesn't exist as one of us is going through the disability rodeo. The debts are (1) check loan, (1) flex loan, and other c...

    Warren’s Answer

    When the bankruptcy petition is filed, the Automatic Stay comes into effect, causing a cessation of all collection activities.

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  • What could happen u c lending is bankrupt?

    I bought a house from a lady u who was goimg to let her house go back on taxes. I paid her a dollar and the closing was 2400 because she owned the house but in MN 99 she took out a loan with U C lending she stopped paying in 2008 lived there until...

    Warren’s Answer

    I assume you mean 2009, but you are going to have to file a substantial pleading to get the house free and clear. Have you been paying taxes on it?

    Take all the documentation to a local attorney. You'll need it. You will not be able to do this alone.

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