Husband and 10 year old son were hit by another vehicle while they where on my husband motorcycle,my son ended up with a broke foot, my husband ended up with a fractured spine, pelves crushed had to have it screwed back together,and road rash so b...
It's a "dual limit" policy. That means that there are two different limits that apply.
The first limit is the amount that the policy will cover for any one person. The second number is what the policy will cover for any one accident, no matter how many claimants there are.
For instance, if only one person was injured, then the policy will pay no more that $50K for that person. If two people were injured, then the policy will pay no more than $100K for the entire accident, but will also pay no more than $50K for any injured person. This is also true if three or more people were injured: The policy will pay no more than $100K for the entire accident, but will pay no more than $50K for any one person.
I suspect they are offering the $50K on your husband. Are they offering the $50K on your son? If not, there could be a way to manipulate the numbers and the possible legal theories of recovery so that you can get the policy max.
Also, be aware of whether you have uninsured motorist (UM) coverage on your own insurance. Do not settle until you get permission from your UM carrier.
If you need any further clarification from any particular attorney's answer, I would suggest that you call them or message them directly in order to preserve the attorney/client privilege.
I hope than clears things up for you.See question
I work on a Drilling rig from 6am-2pm. Four man crew we all ride together to and from work. Company pays 45 dollars a day for gas but referred to as safety leader. Our relief shows up we leave to go home. While driving through lease land on a coun...
You have several potential issues in your case. Did you have workers comp and are they paying any of your bills? Or, are your bills being covered by health insurance? Do you have your own attorney? If not, you really should.See question
I was in a car accident in September of this year and the insurance company is giving me the run around about everything
You're getting the runaround because you don't have a lawyer. Call a lawyer and get a free consultation. Then you can decide which way you want to go. By the way, were you injured in the accident?See question
On Saturday 10/22/2016 I was driving at&t van going from rockwall to carelton via George Bush west toll way to start on my next job, all of a sudden the left hand side rear tire blows out , at a speed of 70 mph I hardly control the vehicle from ro...
You have a few issues going on in your case. First, your case is really a car accident case. Although you can make a claim on your workers comp, you should also make a claim for the car accident against the driver of the SUV. Second, you will need to coordinate reimbursing the workers comp insurance from any settlement on the car accident claim. Third, I would recommend you retain two different attorneys: one for the car accident, and a separate attorney for the Worker's Compensation claim.See question
On January 28 2013 my son was severely injured due to a driver hitting him dragging him 100+ ft then driving over him several times, causing permanent disability to my son
I am very sorry to hear about your son. One thing you do not mention is whether your son is a minor (or was a minor at the time of the accident). This is an important question since, according to the date of the accident, the statute of limitations may have expired. The very first thing you need to do is call an attorney in the Dallas / Fort Worth area. Do not delay!!!See question
.my boyfriend ran over me in front of my house I had skull fractures crushed bladder cracked pelvis in 3places I was down on my back 3 months with halo 24 hour care my ex is a two time loser not even eligible for probation .....i want to sue h...
Call a personal injury lawyer. That's the only way you can figure out your options on the injury case. As for the drug charge, you will need to consult with a criminal defense attorney.See question
I crashed my parents car last week and I hit this persons car. My dad was looking for different ways to pay her for the damages but she said no instead she wanted a police report and being pay by the insurance. We reported the accident on the mome...
Don't worry about it. All you have to do is cooperate your insurance company. If you get served any legal papers, forward them to your insurance adjuster. They will handle everything. If you need an attorney, your insurance company hire one for you.See question
I was hit from behind by another drivers car to which she admitted fault, but I forgot to take photos of the cars st the scene after the accident. Also, I contacted my insurance company and filed a claim as this is what the police offer told me to...
It's better that you went through your insurance company. You will get your car fixed more expeditiously. Your insurance company will then go after the other insurance company for reimbursement. If you have to pay a deductible, your insurance company will refund your deductible once they collect from the other driver's insurance.See question
He totalled my 30,000$ jeep, that has since been paid for by my insurance. He is currently being convicted of a DUI and attempted vehicular man slaughter. Should I sue him for being under the influence? Or settle with his insurance company?
This sounds like a pretty serious accident. If there were any injuries, you need to contact any attorney. STOP talking to the insurance company until you talk to an attorney. You stand to do a lot more harm than good. Insurance companies tend to take a very defensive stance on DWI cases because they know there may be some significant legal exposure. If you call an attorney, you can get a free consultation and then you can make an informed decision on your next step.See question
I was in possession of my niece in laws car while she was out of town and I got into a fender bender. I did not have any insurance at the time but the teenager who hit me was at fault and was not on his parents insurance so the damages to my niece...
He's not going to pay you. So, stop aggravating yourself. You have two options: 1) Report the claim to the insurance company covering your niece's car. If she had collision or uninsured motorist coverage, then the car will get fixed and the insurance company will go after the at-fault party for reimbursement of the repair costs and deductible; or, 2) Your niece (assuming she is an adult) will have to sue the at-fault party in court to get reimbursed for the repairs.
As for your claims, if you suffered an injury on the accident, then you can seek a claim for personal injury damages. But you won't have much chance of collecting unless your niece's car had uninsured motorist coverage.See question