Skip to main content
Jody R. Nathan
Avvo
Pro

Jody Nathan’s Answers

236 total


  • Should I take a "wait and see" approach, make a police report, or give my insurance company a heads up?

    Tenant came home EXTREMELY intoxicated as witnessed by my husband & I. After we went to bed, I could later hear a large vehicle/s pull up outside and wondered what was going on. Evidentially, he said he tripped and fell at the bottom of our stair...

    Jody’s Answer

    Was the large vehicle an ambulance? I am not sure why you would call the police or make a police report at this juncture -- you do not provide facts to support the filing of a police report or much else. Does your insurance cover the tenant and premises liability? If you are concerned regarding your legal liability, contact a lawyer in your area and get an initial consultation. Most lawyers will provide an initial consultation free of charge.

    See question 
  • My insurance is claiming I'm at fault for hitting the floor car wash sign

    I was in a drive thru car wash at my local gas station. I bought a car wash ticket, and When I enter the car wash, there was a big giant water barrel that blocked a section of the driveway so I had to drive close to the right side of the driveway....

    Jody’s Answer

    it shouldn't matter who is at fault if you have collision coverage. if you want the car wash to pay for the damage, you need to find a lawyer to sue them.

    See question 
  • My Insurance carrier is asking me if ok to release my body injuries limits to to the attorney suing my Insurance yes or no?

    I was in a car accident , not a big one and my insurance company found me at 30% fault, the other party is claiming medical injuries. The police report was not able to say who was at folt.

    Jody’s Answer

    If you are being sued, the insurance information is generally discoverable. So, there is no harm in releasing the information regarding your insurance coverage to the other side. But if you are being sued, this is something you should discuss with the attorney the insurance company has provided for you.

    See question 
  • How can I protect my assets in Georgia from impending legal action in this case?

    I live in Georgia. Was involved in a car accident in Texas while there on vacation. Woman involved in the accident is suing me in Texas. My insurance covers 30k max and she is asking for 500k. I have the normal things like house, car, 401k and I'...

    Jody’s Answer

    Send a "hammer" letter to your insurance company, demanding the insurance company to settle the case within your policy limits. -- You can request that the attorney who is handling the case in Texas send the hammer letter for you. Also you should contact an attorney in your state regarding safeguarding your assets in case of an adverse judgment.

    See question 
  • How do I make the company pay the bill they originally said they would take care of?

    I saw a commercial for $0 premium & $0 deductibles with an insurance company. When I called to verify, they indeed told me this was the case and my medical supplies would be covered under this. I just received a bill from one of the companies stat...

    Jody’s Answer

    Check with your state's insurance department. Make a complaint. This will not preclude you from having to pay for the supplies provided. A lawsuit could keep you from paying, but you would probably need others to join in a class action before an attorney would find it feasible to bring suit.

    See question 
  • How does he find out if double dipping is occurring? The company has a website to report (confidential) company violations.

    Both parents ordered to carry health insurance on child in custody agreement. The higher earning parent (mom) has an employer paid Health Reimbursement Account, considered a part of her insurance package. Mom habitually uses only one insurance...

    Jody’s Answer

    Since Mom is no longer seeking reimbursement, why does it matter?

    See question 
  • Do I have the right to request a full protection / full replacement value per the signed contract for the damage during move?

    We hired a large moving company to assist in our interstate move. We sighed Full Protection / Full Replacement contract and declared a Higher Value of shipment. Expensive items such as Grand piano, Sofa, chair and other articles have been damaged ...

    Jody’s Answer

    It may be difficult to prove the condition of the items before the move. Assuming you can prove this, you should have a good case. You might also want to contact your insurance company to see it they will cover the damages. Sometimes, this may be a better choice than having to sue the moving company -- even though your deductible will apply.

    See question 
  • Can I sue the doctors billing for not billing correctly the insurance company as I told them? For putting this on my credit?

    Over two years ago I was seen in the Emergency Room. I followed all of my insurance criteria. Went to the hospital that was covered under my plan. I was admitted and ended up having two surgeries. Before admission....I had paid not only my deducti...

    Jody’s Answer

    Check with the Oklahoma insurance commissioner's office. It seems to me the claim was made to the insurer who failed to act on it in the time provided. If so, you may be able to claim that the insurance company should have paid the claim, regardless of whether the claim was made to the proper entity. Otherwise, you will need an attorney who works with group health policies.

    See question 
  • Can he still be charged with insurance fraud even though the check was never cashed? If so, what are the penalties in GA?

    Ok. This is about car insurance fraud charges. My dad has been charged with leaving the scene of an accident. He backed into an unoccupied vehicle. He only saw damage to his own truck. He left the parking lot. Insurance claim was filed. Now that h...

    Jody’s Answer

    It is unclear whether insurance fraud has been committed. For fraud, there must be some element of lying. If the insurance company is not out any money, there is little incentive to prosecute a fraud suit.

    See question 
  • How do I know if I should settle with insurance co if I still have issues? what am I worth? He says little more than bills

    My settlement is coming soon & i am having doubts about my representation. He does not specialize in auto injury so I feel he doesn't know how to properly prepare me for trial. I waz rear ended on hwy by commercial truck pushing me into oncoming t...

    Jody’s Answer

    Most cases settle without trial. If you are concerned about the amounts of settlement, first, discuss this with your attorney. Be sure you let him know of all your problems. You have the right to decline any settlement offer. If you are not satisfied, you can find another attorney, or ask your attorney to send you to another lawyer. The first attorney will still be paid out of the recovery. This means the two attorneys will have to split the fee, so that can make it harder to find another attorney. I am sorry to hear of your accident. Many times, folks with soft tissue injuries do not get the settlements offered to people with more obvious injuries.

    See question