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William P. Turner

William Turner’s Answers

35 total

  • Served with papers from a debtor today, how will this affect me being able to declare bankruptcy?

    Got served by a Credit Card company to appear in the "Limited Action Court" of KCK, for a credit card I took out in a 'previous life' when I had a bit of a substance problem. Got sober, I was making payments, but then I lost my job due to downsizi...

    William’s Answer

    The day you file bankruptcy, an automatic stay Order goes into effect that stops all collection activity, including pending lawsuits. So, it is not too late to file bankruptcy, but if you do not, then they may obtain a judgment which would allow them to garnish 25% of your wages earned in Kansas. You should immediately set up a consultation with a bankruptcy attorney, most of which offer a free initial consultation.

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  • What happens if you lied on applications then have to file bankruptcy?

    I'm declaring bankruptcy and i'm very worried about the consequences. First of all, i believe i fabricated my earnings on some of the loans and credit card apps. Second, I used quite a bit of money for day trading which went south and left me br...

    William’s Answer

    Creditors would have to file an action in your bankruptcy proving misrepresentation and that theh relied on them. The likelihood of this depends on the amount of debt that might prompt them to investigate to even learn of the misrepresentation, and then it is difficult sometimes for them to prove they would not have made the loan. You should strongly consider getting a free consultation from a bankruptcy attorney to learn more.

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  • What do i do

    Ok so i have a few medical bills all adding up to be about 3thousands doller but i also live paycheck to paycheck and have a cd lone that i have been steadily paying off but i cant aford much what can i do

    William’s Answer

    You could talk to a bankruptcy attorney in a free consultation, but bankruptcy not necessary if only have 3k in debt. Try to avoid medical debt going to judgment as in Kansas can then garnish wages. Maybe work out agreement where you pay each medical debt $10 a month to avoid them suing you.

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  • Can i be help in contempt or jailed for unpaid medical bills?

    i have a 450$ medical bill that went to collections last year, i was court ordered to hand over 100% my taxes to this debt and and another debt. seeing how my taxes where only enough to pay one of them the other has sent me a letter with a new cou...

    William’s Answer

    If you can prove you spent all of your refund on one debt, then the Court should not hold you in contempt for failing to pay the other debt. You really should consult with an attorney. Most bankruptcy attorneys offer a free consultation.

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  • Im looking to file bankruptcy. i was wondering how best to do that and what all i can put on my bankruptcy.

    i have a garnishment from a previous landlord of ten thousand. will bankruptcy do away with that.

    William’s Answer

    Yes, bankruptcy will eliminate that and many other debts. Most bankruptcy attorneys offer free initial consultations. You should consider metting with one to discuss whether bankruptcy would work for you.

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  • I have a meeting today with a Bankruptcy Attorney, what types of questions will they ask me?

    Bankruptcy

    William’s Answer

    They should have let you know in advance, but be prepared to discuss your income, types and amounts of debts, and values of your assets. I ask for 2 years of tax returns, 6 months of paystubs and a free credit report.

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  • I have A$8,000 in over payment unemployment in the state of Kansas. Can I add that to my Chapter 7 Bankruptcy?

    Bankruptcy - Chapter 7

    William’s Answer

    You list all debts regardless, but yes you can discharge unemployment debts in bankruptcy. It will be discharged unless the State can prove fraud, as in lying about income or employment.

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  • How do I amend schedule f?

    My chapter 7 bankruptcy will be discharged soon but I left 2 creditors off

    William’s Answer

    You should quickly file an amendment listing the crditors you missed. Yuo will need to also file and mail a Notice of Amendment. There will be a filing fee to the Court of I believe $30.

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  • Can I file bankruptcy on payday loan

    8 payday loans

    William’s Answer

    Payday loans are frequently and usually discharged in bankruptcy.

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  • Should we file our back taxes we owe, and go to court for a debt collection before or after we do a bankruptcy?

    My husband and i haven't filed our taxes for 2011 2012 and 2013 we owe about $7000 and now we have creditors suing us too. My husband is 80% disabled veteran 60% from PTSD and I am bi polar. Mentally we both just shut down when it became too over...

    William’s Answer

    Yes, you would need to file the returns to file bankruptcy. Furthermore, many people find once they prepare their returns that they do not owe as much taxes as they or the State estimated.
    You should call for a free consultation with a bankruptcy attorney. Your may or may not need to file bankruptcy depending on whether you have any income that could be garnished outside bankruptcy.

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