My employer and I received papers saying I am being garnished (10/28/2016) for a debt I have no recollection of. The paperwork from the courts state there was an original judgment filed (02/2010). Since then original debt amount was 2,000 and now...
You should obtain an attorney to challenge the garnishment and original debt in court. If the creditor will not respond to you, the best approach is to work through the system. If you want it done correctly, you should use an attorney instead of doing it yourself.See question
Is it best for me to file bankruptcy before or after my settlement so that it's not snatched from me or my car accident
Either way it's an asset. If you have not yet received it and you filed it you must list it as a future award. If you get it, spend it and file you will need to account for it and the Trustee may still make a demand on it if the Trustee believes the money was squandered.See question
I am in a 36 month chapter 13 bankruptcy. The 36 month minimum was met June 2016. I was not aware of this date but did receive an email regarding the fact that I owed 900 for tax return agreement payment, I did not have the presence of mind to ...
The Trustee has an ethical obligation to protect the creditors you are discharging. He or she is bound by the same rules as every other attorney. If you truly feel he or she is acting unethically you can report him or her to the Bar, but more than likely this is standard due diligence and you should provide the documentation.See question
Can one request to view the filings at the court and make copies?
It depends on the Court. There would most definitely be a charge. They may direct you to obtain a PACER log in and do it online.See question
During my loan process a lien for a deficiency judgement on a prior property was discovered. I was still able to proceed and close on my loan. However, my only option of getting rid of that judgement is to file bankruptcy. My loan officer encourag...
Your new mortgage may be "good" debt that will reflect positively on you if you make those payments. Not reaffirming the mortgage would prevent you from re-financing and possibly from selling the house in the future.See question
I filed bankruptcy earlier this year, but I'm looking to buy a mobile home. How do I go about obtaining a mortgage?
If you have received your discharge there is no special trick to obtaining a mortgage. You just have to keep calling companies until you get approval. If you are in an active Chapter 13 you have to get court approval to obtain a mortgage.See question
After paying rent,buying food for my kids and school I have no money it's not help me it's making it worse
Chapter 13 bankruptcies can be voluntarily dismissed by the Debtor(s). Chapter 7 dismissal require court approval.See question
When my ex-husband and I got divorced in October last year, we had some joint debts that we had agreed to split 50-50 and pay (the same amount) each month. On the MSA it was laid out the total debt amounts and the monthly amounts that we both cont...
If there is a court order for your ex-husband to do something and he is not following that order you can go back to family court and ask that he be held in contempt of the court order.See question
I'm having a difficulty in debt collection from my friend. She is also not responding to any of my emails, texts, and calls. The total balance is slightly over the amount limited by state's small claims court. What is the next step I should take? ...
If you want to make sure it's done correctly you should contact an attorney. You may be bound by the rules of the Fair Debt Collections Practices Act and if you try to collect improperly you would be liable. Best to get a lawyer who knows what he or she is doing.See question
I'm on a 12 month lease contract for a house which is $1000/month, that we both agreed upon moving in, to split the rent. We have only been here going on 5 months now and are now breaking up. The lease is in my name. He still lives here but is now...
A standard lawyer answer is "you can always sue" - the question is will you win. With nothing in writing your boyfriend could easily testify that no such agreement was in place. Without writing it will be hard for the Judge to make a determination and award you money.See question