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Dmitry N Feofanov

Dmitry Feofanov’s Answers

666 total


  • What can I do, other than go to the bank?

    I am having issues with the company UBER. 3 months ago somebody got my numbers and used my card for UBER using 200 dollars of my money. I found out yesterday, that it happened again, there are a whole bunch of 60 dollar UBER rides purchased on my ...

    Dmitry’s Answer

    Go to the bank. The legal system is not designed (with rare exceptions) for making points or delivering justice--for that one should call one's congressman.
    I do believe (more knowledgeable colleagues would be more specific) that the law allows you to dispute the charges, and you should absolutely do this, yesterday.

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  • Should I accept one of Buick's compensation offers due to their error regarding the MPG on my new vehicle?

    I purchased a 2016 Buick Enclave in February. In June, I received a letter from Buick stating that they made an error regarding the MPG and are now offering us a choice between 2 compensation offers. I feel they should allow us to return the veh...

    Dmitry’s Answer

    How's that a legal question? It really is not. No one but you can decide whether you should or should not accept. If you accept, your future rights would indeed be waived; if you do not accept, and if you want them to return the car, you will have to sue them, because, obviously, they are not going to do it voluntarily. So the question that you are going to answer (not us) is: "Am I going to take their offer and be done with it, or am I going to make a fuss and sue?"
    What they "should" do is not an issue here. Of course they "should," but they ain't gonna.

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  • Do I have to accept this loan?

    My husband and I financed a car 3 weeks ago we were led to believe a certain finance company financed us. A few days ago we received another paper saying another company financed us. We have no idea what the terms are or the interest rate all we k...

    Dmitry’s Answer

    Probably yes; hard to tell without looking at your paperwork, but generally the dealer can sell the finance contract to whoever; the underlying terms are what the finance contract has established. If they did not change the numbers, you are stuck. But worth to have a look.

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  • Can I return a used car I just bought a week after I bought it

    I purchased a used car and as soon as I drove off the lot the check engine light came on and the abs light .. so i turned around and brought it back in and told them ..they tell me 2 drive it home 4 the weekend and bring it back in 4 days because ...

    Dmitry’s Answer

    There are really three questions you are asking: (1) does the law allow people to get out of their contracts; (2) did you describe enough facts to get out your contract;, and (3) is the dealer going to play along. With respect to (1) -- yes, under some circumstances, (2) -- probably yes, (3) not a chance without you going to court.
    So, in practical terms, yes, you can, but only if you go to court.

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  • Can a Dealership illegally repo my car

    I purchased a car from a Dealership and the finance company wanted a down payment of 1300 dollars up front but the Dealership let me put down 200 cause thats all i had and they said i can pay the rest off later. They told me to tell the finance c...

    Dmitry’s Answer

    There are two issues here, practical and legal. Practically speaking, the dealership can (and probably will) take your car, because repo is a self-help remedy. Legally they probably (I say "probably", because to be more certain one would have to look at the documents) will not have the right to repo the car.
    Give that they probably will, and given that they probably will not have the right to do so, you are facing a lawsuit, and you should prepare yourself to go this route.

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  • Can my 18 year old son under my insurance who wants to buy a car have the title in my name or his name?

    We live in Lisle, IL. My 18 year old son lives with me one week, with his dad the next week and so on.... He is on my auto insurance. Recently, he found a car he would like to buy. Should the title be in his name or my name?

    Dmitry’s Answer

    Not exactly a lemon law question, but do you realize that if it is your name, then you would be on the proverbial hook for all payments?

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  • Is it illegal for a dealership to sell a car without informing the buyer of all serious problems the car has?

    I bought a car from this local dealership..I was told there is nothing wrong with the car at all... After getting it inspected I found it needs a new tie rod end...power steering is leaking..and the speedometer reads the wrong speed..can I make th...

    Dmitry’s Answer

    Breach of the implied warranty of merchantability, probably fraud and consumer fraud. Good case, but, in order to "make" them pay you would have to take them to court.

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  • What can I do if I deposited a check that I now believe to be fraudulent?

    I was sent a bank check via USPS to buy 2 couches from Craigslist. They sent me more than what asked and told me to pay their movers the extra amount. The check went through but then they asked me to wire the extra money to someone in a different ...

    Dmitry’s Answer

    This is definitely a scam, call the cops.

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  • What remedies, if any, am I entitled to when purchased a vehicle online that was different than what I expected?

    I purchased a vehicle that I saw online from a used car dealership in Michigan. The listing expressly stated that the car was in mint condition, came fully loaded with parking sensors on the bumper, and had navigation. The car was not sold "as is"...

    Dmitry’s Answer

    Unless the seller cooperates with you and agrees to take the car back (you should certainly ask, to make a record), your only other option would be to sue. Probably in Mich., but that would depend on how and where the purchase papers were signed. Claims for fraud, consumer fraud, and revocation of acceptance. If you decide to sue, do not drive the car.

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  • What can I do if seller lied about the cars year?

    The ad said 2005 Mazda 3, for $4000. Already seemed expensive compared to Kelly Blue Book, but seemed very nice. signed title, and buyers agreement. Found out while registering & getting plates, it's a 2004. Bought it 24 hours ago.

    Dmitry’s Answer

    Well, first think you can do is to complain to the seller. As far as suing, an important question would be--private seller or a dealer? If private seller, you can try your luck in small claims, but I would not hold my breath.

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