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Stephen Laurence Hoffman
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Stephen Hoffman’s Legal Guides

13 total


  • Auto Crash Cases--What the Adjuster Knows that You Don't

    A list of reasons why you are at a disadvantage dealing with the insurance company WITHOUT a lawyer! They have lawyers to try the case and you do not. The insurance company has "in-house" counsel they

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  • Why You Cannot DIY for PI or WC

    Top reasons why you cannot handle your own personal injury or workers' compensation case! Most people think that they can reason with the insurance company, or play "nice guy" by talking to the adjus

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  • Auto Insurance Terms Explained

    What you need to know about auto insurance in case you're injured. Liability Limits Liability limits are the amounts or caps that can be paid out per person or per incident in case you cause damage o

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  • Why Do I Need a Lawyer to Handle My Personal Injury Case?

    Insurance companies make money by settling claims for less than they are worth and for taking longer than it should to do this. This seems obvious, but so often many people think they are "saving" money that they would pay a lawyer by trying to negotiate a case on their own. The ...

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  • My case is filed so now what?

    We all kind of understand how if we get injured a lawsuit is filed to pursue damages from the person responsible. What many of us don't "get"is why it takes so long and what takes so much time.

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  • How to Choose a Personal Injury or Workers' Compensation Lawyer

    One thing all individuals should be prepared for is what to do in the event of an emergency. We usually have some sort of system devised for what to do if there is a serious storm, medical emergency, or something of that nature. Schools have been preparing children for this bac...

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  • Do I Have a Personal Injury or Workers' Compensation Case in Illinois?

    DO YOU HAVE A PERSONAL INJURY OR WORKERS' COMPENSATION CASE IN ILLINOIS? PERSONAL INJURY Who are the parties? What is the statute of limitations? Two years exception for minors and other situations. Basically, you need to know when did it happen, to whom, and by whom. Be car...

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  • Condominiums--Why do I need a lawyer?

    Read The Documents Nothing exists in the English language more boring than the Declarations and Bylaws of a condominium! They are written in legalese and contain seemingly dozens of subparagraphs an

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  • Revisit Your Insurance Liability Limits

    Review Your Liablity Limits Take a look at the Declarations Page of your automobile insurance policy. It may say "$50,000.00 per person/$100,000.00 per incident. This amount could be higher or lowe

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  • Work Injuries in Illinois

    Report The Injury Report to your immediate supervisor either orally or in writing as soon as possible. You have a limited number of days under the Illinois Workers' Compensation Act to report an acc

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