I was in an accident and was uninsured due financially being unable to keep up insurance. I wasn't found at fault but the other persons insurance company is demanding that I pay all the cost for damages and etc. Am I responsible or should I seek l...
You ask a rhetorical question. Of course you do not have to pay the insurance company if you were not at fault. That said, the insurance company would not be seeking reimbursement unless they believed that you were at fault.
Your failure to have valid insurance has nothing to do with THAT analysis.See question
It was dark, around 6:30 am and barely raining. I was traveling less than 50 mph in the inside lane. I started to hydoplane to the outside lane and then another car hit me from behind also in the inside lane. His front ride side hit my back rig...
You were driving "too fast for conditions." You are responsible to maintain control over YOUR car, at ALL times. You did not. You were at fault for the accident and you are responsible. Turn it in to your insurance and forget it.See question
I was hit by a car as a pedestrian. 100% the drivers fault and this was already determined by his insurance company. I was out of work for total of 5months. Completed many months of therapy and an epidural injection. I have a few bulging discs and...
If you have an attorney who monitored your medical care, the case is worth $300,000.00, provided that you did not have higher limits on your policy (yes, I know you were not driving - your auto policy still covers you.) However, if you have no attorney, your claim is probably worth VERY little. If you didn't have surgery, you do NOT need surgery. NOBODY will prescribe opiate pain meds as maintenance in this day and age. Unless an orthopaedic doctor evaluated you at least twice per month and WROTE that you could NOT do ANY work, the wage loss may be worthless.
Without an attorney the case is probably worth the cost of the legitimate medical care (NOT chiro and excessive PT) + $5,000.00. With an attorney FROM DAY ONE, the case is worth the policy limits. If you failed to hire experienced counsel shortly afterwards, it probably cost you at least $250,000.00.See question
I was involved in a serious car accident with a uninsured driver while he was working for papa johns. I'm sure he has no money or savings since he did not carry any insurance. I started a uninsured claim against my insurance company. My 9year old ...
There is no table to look up the answer. BOTH you and your daughter have a claim, not to mention repair of your vehicle. An attorney would NOT issue a demand without ordering ALL of you medical records and medical bills.
On top of everything else, if you accept money for your injuries, you MUST repay your health insurance/Medicare/Medicaid. If you do NOT have an attorney, you will be obligated to pay them an EXTRA 33%.
It is NOT because we are greedy or want to take your money. You simply have no understanding of the many dynamics to be considered. Moreover, many insurance companies (e.g. State Farm) state in their UM coverage that the matter will be resolved by tri-panel arbitration. You choose an arbitrator, SF chooses an arbitrator, and the two of them decide on a 3rd. How will you choose an arbitrator? How will you represent yourself in the arbitration? Who will represent you when your insurance company's attorney takes your formal sworn statement with a court reporter?
You can find an experienced Personal Injury attorney here on AVVO. Attorneys on AVVO want to help you but we are not permitted to solicit your business. You must contact us.See question
I was receiving TTD and now WC is paying me weekly differential pay because I turned down a job that they offered a year and a half after my injury. This I think is because I am suing them with a personal injury lawyer as well. I was terminated in...
I agree with my colleagues that your best resource is the attorney who you are paying to represent you. You are not suing your employer because Workers' Compensation is your sole remedy for work injuries. You may have a 3rd party claim.
As to UE, I would advise that you would be ineligible as long as you receive a wage differential because that means that you admit you are able to earn whatever sum the job you turned down would have paid.See question
I was recently ticketed on my motorcycle for going 112 in a 55 expressway. The officer told me that he wrote me a "speeding" ticket as opposed to "reckless driving". On the ticket it says "Civil Complaint and Summons" and under it says 9-21-5-2(a)...
If you pay this ticket, it will be one of your MOST expensive mistakes. At 112 mph, you are no stranger to speeding. This will add 6 points to your license. What will you do the next time? Or the next? Call a traffic attorney to assist you and keep the points off your license.See question
I had a rotar cuff tear at work and I've been in physical thearpy for 10 months my Dr released me to go back to work and the job said they have now work available for me I can only lift albs and reach with only albs they told me to apply for medic...
Your employer only has 3 choices: 1.) Accommodate your restrictions; 2.) Pay TTD; or 3,) Place you in vocational rehabilitation. Only an attorney can adequately apprise you of your options and enforce them. Without an attorney, you are entirely at the mercy of your employer's insurance carrier.
For Illinois Workers' Compensation claims, you will ALWAYS cheat yourself if your do not hire experienced counsel. You will have someone to guide you through the process AND when it is time to settle, an attorney can add value to your case IN EXCESS of his fee. In the last few years, employers also seek to advance the argument that when you settle a case without an attorney, your already low settlement should be further reduced by 20% so that you do not get a ‘windfall.” Representing yourself in Illinois is a lose-lose proposition. When you are represented, you have fewer headaches AND you get more money. It really is a no-brainer.
You can find an experienced Workers' Compensation attorney here on AVVO. Attorneys on AVVO want to help you but we are not permitted to solicit your business. You must contact us.
On Sat. 2/12 at 1 am I rear-ended someone in my car. I admitted fault to the driver & he seemed reluctant to call police or insurance right away. He said he'd call insurance in the morning. I gave him my phone # and insurance info and got his name...
It is not illegal to do what you suggest but it may not be the best option. Discuss it with your insurance agent. Even if your insurance increases by 20%, it would take more than 11 years before your out-of-pocket expense reached $3,245.00.
If you do decide to pay, make sure you get a signed full Release from the other driver.See question
OWI (.17 BAC, 1st offense ) committed in Wisconsin by 23yr old grad student (Coach who needs to travel) licensed in IN. clean record other than speeding ticket. 1 more year for masters degree
You should have hired an OWI attorney in Wisconsin. If your license is suspended, consult a traffic/OWI attorney in Indiana for your options.See question
I got injured on the job in June of 2016. I had 3 broken fingers and had to have pins put in one as a result. The pinned finger eventually had to be rebroken and reset with 2 plates and 4 screws. Due to immobility in my finger, the hand surgeon re...
So what does the inability to remove hardware have do do with your return to work? On your facts, Workers' Compensation NEVER refused to pay for ANY procedure. Why would you think that you could compel them to pay an additional 6 months of TTD? On your facts, Workers' Compensation hasn't "done" anything to you. The indecision of the anesthesiologist and your surgeon are the cause of your need to bifurcate treatment.
According to what you say that your doctor has ordered, you should return to work and then have the hardware removed after you deliver the baby. You simply will delay MMI for 8-10 months.See question