We'll help you find the right solution for your needs
Does this sound like your topic?
I was injured at work, I had multiple surgeries with these same two doctors. This was all being paid under workers comp. Everything had been paid off. But now I am finding out that the doctors who treated me took a lien on my personal injury case...
NO! Section 8 of the Illinois Workers Compensation Act expressly forbids balance billing. If your attorney does not understand this, you may need new counsel.See question
I verbally agreed to a very small WC settlement because my lawyer said I wouldn't get more if I took it to trial. I have continued pain, and my work is denying any future treatment coverage. So, when I accepted, I thought once the case was closed,...
The simple answer is yes. There is a longer answer. Please read below:See question
I was hit by a car and the car kept going What should i do
File a police report immediately.
Report accident to YOUR insurance.
Seek any necessary medical care.
Get an appraisal to repair your car.
If there was contact with your car, there is a police report, and you had UM (uninsured motorist coverage), your insurance will repair your vehicle after you pay the deductible. If you were able to get the license number of the car that hit you, your insurance will go after that driver to recover what they paid and your deductible. You only need an attorney if you were injured.See question
I broke my hand outside of work but I do not have any short term disability insurance. I put up fence for a living with no benefits. The doctor does not want me using my hand that is in a cast. Because of this, I am unable to perform the job dutie...
You would not be eligible. 60% of unemployment is paid by your last employer. That is why employers often fight to prevent former employees from receiving benefits. Your employer would not stand still if you applied for benefits and you would be committing fraud.
Try to find a part-time job such as convenience store clerk or dip into savings. In 6 weeks, you may bruise your credit but you won't have a car repossessed or your mortgage foreclosed. Plan for the future by looking into a STD policy. They are very inexpensive.See question
I was in an accident on yesterday where the other driver fail to yield in an intersection I was hit pretty hard and shaken up when I found out that my drivers license was suspended I receive no notice to this from the secretary of state. my questi...
You license status has nothing to do with fault. Yes, the other driver is responsible if he was at fault. The Notice of Suspension was sent to the address that you provided to the Secretary of State. The Notice was sent, automatically. If you moved, it was your responsibility to notify the Secretary of State. Moreover, you had to do something (too many moving violations) or fail to do something (fail to appear in court) to get your license suspended. Please don't make that argument to anyone, it just makes you look foolish.
If you were injured, hire a personal injury attorney.See question
I was pulling out of a gas station/car wash and I hit a cement block that was not visible from my truck. Am I the only one at fault here?? Please help
As Mr. Hoffman observed, it should have been marked. As Mr. Lassen observed, it didn't jump out in front of you. The fact of the matter is that AT SOME TIME you WERE able to see the block so you do have significant contributory negligence that probably exceeds 50%. I saw a young man drive into my parking garage, earlier this week. He had very loud music on and was not paying attention. He stopped at the gate to take his ticket and turned the radio down. There was a low wall to his right that was not visible AFTER he had pulled up to the gate. He began to turn right and caved in the RF fender RF door and RR door, probably $10,000.00 to repair. He cannot sue the parking facility any more than you can sue the car wash.See question
I financed a used car in march 2016, thought that I have time to add it to my insurance and got in an accident a month later in April. I rear ended an SUV, so I assume I'm at fault because of that(if you're behind, you're at fault, right?). Lady w...
Repost. When you add a car to your policy, you can and should get a binder on that car BEFORE you turn on the ignition. That can be done with a car to your agent and confirmed by an email or text from the agent. If you had other cars, what you are saying is that your insurance carrier gives you a grace period. You did not know that and you had no right to rely on it.See question
I have a FL DL, but vehicle is registered in IL. Purchased it used in March 2016 and accident happened in April. I rear ended an SUV because lady(SUV driver) unexpectedly stopped on the a stoplight and the road was slippery even though I was keepi...
So many questions. Do you reside in IL? If so, you were required to secure an Illinois license within 30 days. Why do you talk about 30 days after you purchased the vehicle? That has nothing to do with anything. Apparently you were uninsured at the time of the accident which triggers an automatic license suspension. On your facts, your only real option is to enter into a repayment agreement and do whatever else is required to reinstate your license.
Saving money by not having auto insurance is the MOST expensive thing you can do. Your only option, on reinstatement, will be very high risk insurance which is very expensive. I urge you NOT not yield to the temptation of purchasing off-brand (substandard) insurance because they fight you tooth and nail on every claim.
I would suggest a traffic attorney to assist you but if you live in Illinois, it will be expensive and inconvenient to identify and hire the right attorney in Florida.See question
My insurance policy had lapsed a few days. I was in the car but he was driving.
The traffic ticket is belongs to your friend but he could probably sue you to recover his costs if you failed to do the right thing and indemnify him.
Nothing happens in a vacuum. You cannot be pulled over for no insurance because the officer wouldn't know you were uninsured. If your friend caused an accident, you may well be held responsible for the property damage and personal injury that resulted. You were in the car so it could be argued that he was driving you for your convenience. Beyond that, you own the car and you pledged to insure it when your tags were issued. Moreover, you know your friend is going to say that he thought you had insurance because you never told him differently. You cannot fight this successfully.See question
I've been on Workmen's Comp. since July 2011 I've had two back surgeries, numerous injections, disco -grams FCE's you name it I've had it, I've been getting TTD up until now, my attorney stated that I will never reach MMI, he's been pressuring ...
So, you have MANY choices. Do you want a lump sum? Or do you want a wage differential? What is best for you really depends on how much money you were earning when you were injured and how much money you can earn, today. If you have been off-work for 6 years and TTD has been paid, all along, you have an undisputed claim. The only question is what we call nature and extent (how badly you were hurt). If you are not returning to your old job and you have not been through voc rehab, your attorney may be doing you a disservice.
If you were earning $60,000 / yr. and now you can only earn $15,000 / yr., you would be entitled to a wage differential of 2/3 of the difference, tax free until you are age 67. in this example, you would be entitled to $30,000 / yr. for 30 years. That is an income stream of $900,000 that has a present cash value of $588,013.24. In addition, your medical stays open, for life.
If you are unable to return to work, you may qualify for permanent total disability. If you do, you would continue to receive the same weekly amount you get now AND two years after the matter is litigated, you will receive payments from the RAF that act as a cost of living allowance, for the rest of your life.
Many attorneys will NOT explain either of these options because the attorney fee is only 20% of each check for 7 years (PTD) and 20% of each check, indefinitely, for a wage differential. Say you are getting $500 per week. That would mean that the attorney will get $100/wk rather than a single check for $40,000.00 (20% of $200,000.00) Most attorneys would rather have the $40,000.00, immediately. It is in the attorney's best interest to settle but it may not be in your best interest.
Sit down with your attorney and make them explain all of this until you understand it or seek other counsel.See question