I was very clear and open about what I wanted out of my case, and yes I understood that it’s black and white and no wiggle room. Chapter 13 is up to 2 trustees and according to Dale, he knew what she was like and would except so after almost 300 messages back and forth I thought we had an understandi...ng and the next message I received I was informed that my case was dismissed and wished good luck. I called to speak to a supervisor since that’s what Mr Geraci said to do and after 2 days of insisting I get a call back I spoke to a supervisor and explained that after I was given bad advise the least they could do is waive the fees and refill for me since I was and am needing the relief. After talking to him for 35 min he said that he wished me luck but would not be working with me anymore. So I ended up paying over $1000 for nothing but more stress, they felt they did nothing wrong. Now I have a BK in my wife’s and my credit report for they next 7 years and creditors are now calling for their money. I feel that Geraci has been the go to for BK for so long that they are use to customers that are easy money for them and if they are not they ping pong them and then just give up. All the attorneys had to do is advise me on how to get my case approved since they knew the trustee and what she would accept. They just gave up on me and left me holding the bag. So if you do hire them since they are the BK gurus don’t ask too many questions and accept your fate.

I was very nervous when I made the decision to go through with the filing. Not to mention, I was grieving. Which I did not mentioned to the lawyer. The entire process was fairly calm because of the way everything was explained to me so plainly. During my first visit, basically all my information were... uploaded in the application process, and just a few more documents were required for my follow-up visit. Once my court date came up, I was fully prepared and educated on all that was to take place during the hearing with the trustee. I had the pleasure of working with attorney Dale Riley. He was so professional, honest and always punctual in returning my calls or replying to my emails. After spending time communicating with Dale on the phone, I came to also realize how thoughtful and caring he was. When the pandemic hit, it was unprecedented times, and I was once again mourning and grieving. This time, Dale was aware of everything that I was going through. I broke down couple times while on the phone with him. But he was so patient and offered comforting words. It was so great to have had Dale as my lawyer. He is an authentic and considerate person. And if everyone at Geraci is like him, then you are in good hands.  

Being in debt and not knowing what to do is scary and stressful. It leaves you feeling trapped and alone. I received a letter in the mail from Peter Francis Geraci Law firm saying, I hear your being sued, give us a call and we can help. I thought what do I have to lose? I called got a free consultati...on and it changed my life. Ryan was amazing with helping me. I told him what was going on and he told me a couple of options and solutions and I picked the best plan for me. The process and time you put into it is well worth it. I would highly recommend them. You leave with a piece of mind and with knowledge to help improve your life.