I was very clear and open about what I wanted out of my case, and yes I understood that it’s black and white and no wiggle room. Chapter 13 is up to 2 trustees and according to Dale, he knew what she was like and would except so after almost 300 messages back and forth I thought we had an understandi...ng and the next message I received I was informed that my case was dismissed and wished good luck. I called to speak to a supervisor since that’s what Mr Geraci said to do and after 2 days of insisting I get a call back I spoke to a supervisor and explained that after I was given bad advise the least they could do is waive the fees and refill for me since I was and am needing the relief. After talking to him for 35 min he said that he wished me luck but would not be working with me anymore. So I ended up paying over $1000 for nothing but more stress, they felt they did nothing wrong. Now I have a BK in my wife’s and my credit report for they next 7 years and creditors are now calling for their money. I feel that Geraci has been the go to for BK for so long that they are use to customers that are easy money for them and if they are not they ping pong them and then just give up. All the attorneys had to do is advise me on how to get my case approved since they knew the trustee and what she would accept. They just gave up on me and left me holding the bag. So if you do hire them since they are the BK gurus don’t ask too many questions and accept your fate.

It is written that the LOVE of money is the root of ALL Evil. This is especially true with CREDIT CARD Companies for I had to have Major Spine/Lower Back surgery placing me off work for six months. Those Companies would NOT offer me any Hardship program. GERACI LAW particularly Attorneys Frank Herna...ndez and Tarek Khalil provided me EXCELLENT financial advice in handling my medical induced credit woes. I HIGHLY recommend Geraci Law particularly Attorneys Hernandez and Khalil for their expertise and experience. I felt like they cared for me like a brother or father. AMEN.