So of course, it was a dark time in my life. Back in 2009 I had to make the decision to file bankruptcy. I tried with another lawyer, boy what a mistake. Months had passed. Thousands of dollars spent. And no results. Had to bite the bullet and go with a big law firm. So I hired who says they're the ...best. Peter Francis and Geraci. Once I had them the process became a lot less painful. It actually seemed as though I was less an evolved than I was with my previous lawyer. Because they just took the ball and ran with it, knew what they were doing, and were way more organized. You don't always necessarily have the same lawyer that you're talking to, or who you've been working with may not be who you see in court. But everyone was professional, and able to do the job. Bottom line is Peter Francis and Geraci did me a great service. Not everything went to plan and I didn't get my garnished money back, but they Settled my case and allowed me to move on with my life. Thanks for the Great Work.

Attorneys were reactive instead of proactive. I had to ask them "was I finished with payments" when access to the BK website said I was. I had to ask for account reconciliations within the Bk that were sent to them and never forwarded to me. They gave no advance notice of what to expect, except whe...n originally filing the Bk more than 3 yrs ago and that was concerning their fees and classes. As you get closer to the end of your Bk you become less important to them.

Financial problems hit just about everyone at one time or another and paying off debt can be frustrating and confusing if you don’t have the right plan. By talking with an objective, experienced credit law counselor at PFG you are taking back control of your financial future. Working with PFG was o...ne of the best choices of my life. PFG immediately reigned in my out of control debts and interest rates and had me on a payment plan soon thereafter. So far the best decision I have ever made. Worry-free. And love the direct payment system. I will recommend to my family and friends. Thank you