I just wanted to take a minute to say thank you. I had no idea how to continue working and paying my credit card debt, mortgage, taxes, condo assessment and day to day experience. There was more going out then in at this point. I was depressed and a shamed of myself. My income was above average $...80.000.00. I did keep a dime each month. I decided to file bankruptcy. I reviewed Geraci's tapes on bankruptcy that appeared to suit me and without searching any further decided this was my firm. With my head hanging low I walked in to his Oak Park office on North Ave and Harlem. My Bankruptcy Chapter 13 started that day. Attorney,Shera Bucchianner prepared my qualification documents for Chapter 13. Informed all my creditors of the Automatic stay ASAP. Thanks to Geraci's tapes I had all the documents handy for her determination allowing me Chapter 13. For the first time in years I could breath and see I would be alright living on my retirement income. I thank Attorney, Nathan Curtis for appearing with me at my creditors meeting. I completed my payments this month. I plan to continue saving the payment to create a six month extra income. I hope never to use credit again. Thank you I

So of course, it was a dark time in my life. Back in 2009 I had to make the decision to file bankruptcy. I tried with another lawyer, boy what a mistake. Months had passed. Thousands of dollars spent. And no results. Had to bite the bullet and go with a big law firm. So I hired who says they're the ...best. Peter Francis and Geraci. Once I had them the process became a lot less painful. It actually seemed as though I was less an evolved than I was with my previous lawyer. Because they just took the ball and ran with it, knew what they were doing, and were way more organized. You don't always necessarily have the same lawyer that you're talking to, or who you've been working with may not be who you see in court. But everyone was professional, and able to do the job. Bottom line is Peter Francis and Geraci did me a great service. Not everything went to plan and I didn't get my garnished money back, but they Settled my case and allowed me to move on with my life. Thanks for the Great Work.