Unless you're looking to pull the BK trigger don't bother. All they can do is help you walk away from debt, an assembly line BK mill. You will not get any other alternative from this firm nor are they able to undertake anything besides bankruptcy. Whether you need it or not. My call was about a sim...ple challenge to an erroneous credit entry and the "attorney" the phone girl connected me to had no idea how to proceed. No wonder there's so much bad credit out there, she was all ready to file so I could escape an obligation I don't even owe.,..