Skip to main content
Richard George Fonfrias

Richard Fonfrias’s Legal Guides

3 total

  • Understanding Bankruptcy and Divorce

    Spouses often use bankruptcy differently Some spouses use bankruptcy after a divorce has been finalized as an offensive weapon to delay or prevent having to refinance a mortgage. Other couples file b

    Read more 

  • How to Avoid Being Scammed by Credit Counselors

    SHOCKING FACT #1: Credit counselors work for your creditors, not for you. A former Assistant Attorney General for the state of Texas said this about Consumer Credit Counseling Services: "I think tha

    Read more 

  • Avoid Common Mistakes When Thinking About Bankruptcy

    Avoid waiting until foreclosure or repossession to file for bankruptcy. Some people make payments for years, trying to pay off sky-high medical bills and credit card debt. Then, after a judgment is e

    Read more