assume there wd be resources to pay it so this is a discretionary situation; background - lost job; need relief from unsecured debt (cc); own home want to keep home;under median income;
You are protected from foreclosure by paying arrears in a chapter 13 bankruptcy. Outside of bankruptcy you risk foreclosure, and other collection activity.See question
i read on the net of a puzzling rule: if your income is below the median in my state ( POORER, LESS ability to pay) you paradoxically get LESS time to pay off the obligations( 36 mos ), but if you are over this median , you get MORE time , and the...
Chapter 13 Plans normally range from 36 to 60 months in duration. A minimum 36 month plan is required if the debtor's gross income in the six months prior to filing is at or below the median for the family size in the state.See question
Lost job, but now on soc security; have $89k in cc debt; have home with some equity that is greater than what is protected in state of ILL; want to keep home, but make under the median for my household size, but make enough $ to handle the ch13 pa...
There is a valuation hearing where both sides present evidence, and the judge decides the value.See question
I always paid on time. I had a heart attack in March. I was in the hospital a couple of weeks. That's when I fell behind. So I was so behind. Finally caught up. Recently had a stroke. So everything is getting to much to handle . My car is worth 10...
Who has possession of the car now?See question
Filed a chapter 13 to dave home from foreclosure, my attorney withdrew from the case, but also scheduled a motiin-counter only. I'm not sure what that means, but my lender and their attorney have been notified and have an automatic stay since fil...
If your attorney is like me, they are staying in close contact with you on what to do. Otherwise, make sure you keep your mortgage current and also keep the trustee payments current. If you do not have an attorney, run to the attorney of your choice and get help immediately, you cannot effectively do Chapter 13 on your ownSee question
I need to have the same rights over my daughter. Can I postpone the divorce until I finish paying my custody lawyer?
Yes, refusing to sign makes the divorce a contested matter.See question
Both husband & wife's name is on deed to the house. But only husbands name is on the mortgage. What will the mortgage company do? Do you have to tell the mortgage company?
If you want to stay in the home, you must keep the mortgage current. See an attorney to get the deed amended.See question
I want to file for a divorce. My ex moved and i don't know his new address. He still works for the same place. Can I have the sheriff serve him at work?
Yes your soon to be ex can be served at his place of employment.See question
I file a chapter 7 and property was in foreclosure but for some reason the mortgage company stop the foreclosure and released the property and I wasn't aware of it when I file a chapter they told me it will still look like it is in my name for awh...
Governmental fines are not dischargeable in Ch.7. You need a responsive, experienced Chapter 13 bankruptcy attorney to help you with this.See question
My debt is overwhelming but I'm afraid if I file bankruptcy I will lose my home.
Is your home worth more than your mortgage?See question