lost job; 93k in cc debt; own house; about 25k net equity
Single filers can exempt 4000.00 cash.
Single filers Home equity exemption 15,000.00
Joint filing doubles those.
Buying a house, owner received papers regarding a foreclosure with previous owner nit being served papers 7 years ago
Hello, I'd love to help you. What is your question?See question
Unfortunately my father just passed away about 2 weeks ago. His death was unexpected and he never created a will, or made any one an authorized person over his mortgage. What kind of lawyer do i need to see to have authorization to talk to the mor...
Who is on title?
Who is on the note?
Are you living in the house?
Have you received a notice of default?
Do you plan on keeping the home?
Are you employed?
Do you have enough to pay the mortgage?
You have options, but I need more information. Let's talk soon.See question
Finished chapt 13 upon discharge the mortgage company took money out of my regular payment for a discharge fee put the remainder in holding told me I am a month behind and as soon as I make the rest of that payment they will mark it paid. Never go...
This is a complicated matter, and I need more information so i can help you. Let me know how you want to proceed.See question
Illinois - My father passed recently, we had no knowledge of is reverse mortgage. He had no will and my brother (the only other heir) quit claim deeded the house to me. The reverse mortgage company says it is not enough to get an extension that I ...
How can I help you? This is a very complex issue. I need more information.See question
I HAVE PAID FOR THREE OF THE MORTGAGE PAYMENTS FROM MY OWN PERSONAL ACCOUNT AND ONE BANKRUPTCY PAYMENT TO THE CHAPTER 13. I WAS PROMISED MY MONEY BACK AND WAS LIED TO., SINCE THIS INDIVIDUAL IN NOW IN CHAPTER 13 WHAT CAN I DO TO GET MY MONEY BACK.?
This is a very complicated question, I would need to ask you more questions to give you a clearer answer.See question
Never been behind on my mortgage payments, but my finances have dried up due to a business I started which has taken up all my funds and savings. Will my situation allow for a reduction in my mortgage payment or can I buy extra time to pay my mort...
Great Question!! I can help you with options. How many months in default are you?See question
Recently received 2 bills from 2 different visits to the emergency room in May and November of 2012. Is there a statue of limitations? This is the first time I have even known these bills existed and they do not show up on my credit report. Am I o...
Yes there is statute of limitation, but time can be extended. You are responsible for them. If they get a judgment, your balance will grow. How much are the bills?See question
I am filing bankruptcy and want to reaffirm my vehicle.
Reaffirming is very complicated. I recommend you find attorney with expertise in this. I have an educational article for you, if you are interested.See question
I am 54 and I am planning on going back to school to fulfill my lifelong goal, and having been planning on doing so most of my life. I can't wait another 4 years to finish my ch 13 before I go back to school.
Great Question!! I need to know more about bankruptcy history. Please tell me more.See question