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Chapter 13

Case Conclusion Date: 12.14.2009

Practice Area: Chapter 13 bankruptcy

Outcome: Chapter 13 Plan Confirmed

Description: The Debtors had a very good annual income, but were over their heads with credit card debt and deficiency judgments. After carefully creating a detailed monthly budget, the trustee objected for reasons that were not given to us. We struggled to understand the trustee's objections and were kept in the dark with each successive court appearance. Finally, we were able to piece together a new monthly budget that was approved by the trustee. This budget was much more complex and accounted for past expenses and future projected expenses. The trustee and judge approved this budget and the Chapter 13 Plan was confirmed.

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