Gary defended me against Bank of America in a foreclosure case. He actually filed a law suit against the bank. My principal was reduced by over $150,000.00 and my interest rate reduced to 2 percent. My family and I could stay in our home and it was not under water anymore. At the end of the case ...he refunded money we paid him that he said he did not earn. Two other lawyers actually told me to use Gary and now I understand why.