I am Creditor. The Debtor with $113,000 annual income and $135,000 unsecured loans/$150 secured loan decided to file bankruptcy. He owes me $85,000(as business debt) and $50,000 to credit card companies(business & personal usage). In the bankrupt...
This is a good example of an AVVO question that really can't be answered in an online forum. You should meet with a lawyer. I'm sorry for the bad news.See question
My ex husband and I split up 3 years ago and in the divorce he kept the house and was suppose to put the mortgage souly in his name and has failed to do so but keeps refinancing and doing loan modifications on the mortgage and not paying payments ...
I practice in Minnesota, where you live. I don't think your ex has refinanced this mortgage. If he had, then this mortgage would no longer be in your name because a refinance pays off the mortgage loan, and a new mortgage loan takes its place -- and the new one does not have your name on it. Also, are you sure this home is no longer in your name? After your divorce, you should have either quitclaimed the home to your ex, or a copy of the divorce decree should have been filed in the county land office to transfer ownership to your ex. You should consider meeting with a lawyer so you can check on these things. Bring along a copy of your divorce decree when you do that.See question
My home was in foreclosure and the lender stated I had until July 31 to pay my back payments and all fees in order to keep my home. They gave me a total amount due so I did 2 electronic transfers on the same day at the same time. Only because part...
No, they cannot do that. However, they did it anyways, so you should try again paying it all in one transaction. You could also deliver it the lawyer doing the foreclosure.See question
I just found out the last four of my social security number is listed incorrectly in my Chapter 7 petition. My attorney missed it, and even the trustee missed it at the meeting of creditors (I saw her check against the social security card I prov...
Your question is a good one, but it is best to ask your lawyer. Every lawyer who has taken the time to answer your question here has other things they could have been doing.See question
My chapter 7 bankruptcy was finalized 4 years ago and my home loan was discharged in the bankruptcy. I have continued to live in the home and make on time payments. My financial health has improved greatly since I don't have much debt and now that...
This is the first time I have seen eight lawyers on AVVO give the exact same answer to a question. It must have been an easy one. The answer is, you can refi the mortgage, just contact a different lender than the one you have now.See question
No one showed up for hearing, and a month later, the judge signed the papers. About 2 weeks later, my ex-wife filed papers to dispute, because she had a judgment against me in divorce. Had nothing to do with child support, or spousal maintenance.
Not showing up at the section 341(a) meeting does not mean anything. Debts arising from a divorce decree are not dischargeable. Ex-wives are allowed to file papers in bankruptcy court proceedings.
These questions you have asked are best directed to your bankruptcy lawyer. You can't wing it in federal court when you have an angry ex-wife chasing you.See question
I provided all the paper work but my fee payment was late so my case was dismissed. I have the money to send in but not sure what paper work I need. This is Minnesota in case there is special paperwork for this state.
If your case was dismissed, you can either file a new case or ask that the order dismissing your case be vacated. Your experience so far has shown you what happens if you try to represent yourself in a federal court case -- it is very hard to do it successfully. Hire a lawyer to get your case back on track.See question
My neighborhood is filled with deteriorating houses in foreclosure that are clearly abandoned. It frustrates me to read that the state of Minnesota requires people be served in person. This is what I found online: "Once the notice has been prepare...
The law on foreclosures does make sense, and here is why: the notice is to be served in the same manner as a lawsuit summons, which can be served in person, or if no one can find the defendant, by publication. So if the owner has disappeared, he can be served by publication and the foreclosure happens without personal service. I realize this information does not solve your problem, but it does answer your question.See question
My daughter wants to file for bankruptcy for $15,000 - her medical bills, and their credit card with her name on it. She would then want to file for divorce after filing bankruptcy. Her husband has $25,000 in medical debts from when they li...
The person needing legal advice is the one who should ask the question. It isn't good to get too involved in other person's legal matters.
It is usually a bad idea for only one spouse to file bankruptcy. In this situation, both should file bankruptcy, and then get divorced afterwards; or they should get divorced, and then the bankruptcy can come later.
It sounds here like the most economical idea is to file a joint bankruptcy before the divorce.See question
My boyfriend stopped making payments on a set of couches. He is no longer living with me but I still have the couches. They are telling me they are going to repossess the couches. Can they legally come into my home and take them back?
They cannot come into your home, over your objection, to repossess the furniture unless they have a court order. They might do it if you let them in, or if your roommate or kids let them in, and then that would be legal. They only can use "self help" to repo if it doesn't cause a breach of the peace.See question