We had an exceptional experience with Attorney Usman, who made the entire process surprisingly easy and eliminated all our fears. He was not only knowledgeable and smart but also personable, kind, and relatable. He answered all our questions thoroughly, responded to our calls and emails almost immedi...ately, and always took his time during our office visits to ensure we understood everything. Another plus was that he rolled his fees into the bankruptcy filing, so there were no upfront costs. We appreciated his quick and efficient handling of our case and highly recommend his services to anyone facing similar financial challenges.

After being sued by a local hospital I received a flyer from Atty. Z's office with what looked like was finally options for finally some relief. I called and set up a free consultation. He was up front and direct with what he could help us with. He handed is a payment options sheet of his fees and ho...w we could pay them then gave is his card and told us to text him if we had questions. After a couple days of discussing what he went over with us, my wife and I decided that it was best to go ahead and file bankruptcy. We had just done our taxes and went back with our refund to pay for his services and to get started. When we paid him he look at us and asked if this was taking all of our tax money because he didn't want to leave us short and unable to make it to the next paycheck. That said a lot to me, made me feel like he genuinely cared and wanted to help. From start to finish we had all of our stuff in and the bankruptcy completed in less then 90 days. He answered all of our questions and replied to all of our texts and calls. I would recommend Z if you need help.

Long story short – my now “Ex-Husband” skipped town and left me with a lot of overwhelming debt (withdrew cash on all credit cards shared beforehand). I didn’t know what to do as I never thought I would be in such a terrible situation. I now had to choose between paying rent, feeding myself – or payi...ng off bills I couldn’t afford. Even after a second job – I was drowning and the harassment over the phone/mail was ongoing. I wasn’t sleeping and I was literally living off of pancake mix because it was the only thing I could afford. Then my creditors opened legal cases against me (I was the primary on all the accounts) – and I randomly got a letter from Z offering legal help (I received many others – they must generate from a list). After reading all the reviews on here – I made an appointment the very next day. That life changing decision was the BEST thing I have ever done. I filed for Chapter 128 on his suggestion – the payments for both his fee and to pay off my creditors in full were at a point I could afford (and his fee – is minimal and affordable, worth every cent). Fast forward almost 3 years – my debt is almost entirely paid off – and I can sleep at night. Z saved me from Credit purgatory and I can tell you my credit is now slowly creeping back up to almost 700. Do yourself a favor – stop feeding your anxiety by dealing with incoming threats and demanding letters from your creditors – call this wonderful, caring, non-judgmental attorney and get the help you need. I promise you – you will be making the best choice you can when it comes helping yourself to get back on track. I’d recommend him for sainthood if I could.