Long story short – my now “Ex-Husband” skipped town and left me with a lot of overwhelming debt (withdrew cash on all credit cards shared beforehand). I didn’t know what to do as I never thought I would be in such a terrible situation. I now had to choose between paying rent, feeding myself – or payi...ng off bills I couldn’t afford. Even after a second job – I was drowning and the harassment over the phone/mail was ongoing. I wasn’t sleeping and I was literally living off of pancake mix because it was the only thing I could afford. Then my creditors opened legal cases against me (I was the primary on all the accounts) – and I randomly got a letter from Z offering legal help (I received many others – they must generate from a list). After reading all the reviews on here – I made an appointment the very next day. That life changing decision was the BEST thing I have ever done. I filed for Chapter 128 on his suggestion – the payments for both his fee and to pay off my creditors in full were at a point I could afford (and his fee – is minimal and affordable, worth every cent). Fast forward almost 3 years – my debt is almost entirely paid off – and I can sleep at night. Z saved me from Credit purgatory and I can tell you my credit is now slowly creeping back up to almost 700. Do yourself a favor – stop feeding your anxiety by dealing with incoming threats and demanding letters from your creditors – call this wonderful, caring, non-judgmental attorney and get the help you need. I promise you – you will be making the best choice you can when it comes helping yourself to get back on track. I’d recommend him for sainthood if I could.

After receiving many offers and doing my research I selected Usman law firm for my representation. I am so very glad that I did as the service was straight forward and professional but he was very understanding and patient with me through the whole process. He was very easy to get a hold of with any ...questions and always returned every message in a very speedy time frame. I was never left wondering...it was very reassuring to know someone was on my side from start to finish. I would highly recommend this firm and would for sure use them again if ever needed. Thank you Z !

I had been being harassed by Bonded Collectors for nearly 21 years on a debt that I questioned the validity of. I had tried multiple times over the years to work with Bonded with no results. Within 20 minutes of meeting with Zeshan it was resolved. He did an outstanding job and took the time to help ...me when there really was no 'case' to take on. He did this out of the goodness of his heart for me. Great experience and I would recommend Zeshan to others!

I considered bankruptcy a year ago and met with Z. I decided to go another way and ended up in more financial difficulty than ever. I went back to Z and he has been a true life-saver in helping me file and get my finances under control...for maybe the first time ever. He's always accessible and has ...a way of keeping you calm during the most stressful aspects of this whole process. As a earlier reviewer stated, keep calm, trust him, and everything will work out fine.

I was cut from my position right at the beginning of the economic downturn and was unemployed for 4 years. I lost everything and ended up having to file bankruptcy. Honestly, I initially selected Zeshan from the phone book because his office was not located in the downtown area, which is difficult... to navigate. Once we met, he put me at ease. Filing bankruptcy is embarrassing and humbling and I didn't know anything about the process. He was not judgmental. I felt he was generous with his time, and he answered my questions in a way I could understand what was happening. He made it clear what I needed to to do and what paperwork I needed to complete all along the way. I never felt I was being rushed out the door.