Mr. Usman was very understanding and helpful and helped guide me through the process the whole way. He helped me settle a debt for far less then what I would have expected. He is very prompt to respond to emails and always kept me updated as to where I am in the process. I strongly recommend Mr. U...sman for any help you might need regarding bankruptcy or debt settlement. He provides excellent service for a very reasonable price. Thank you so much Mr. Usman.

Zeshan got back to me immediately every time I had a question. He knew what to do next and got the bank that I hoped to settle a HELOC for more than $100,000 with, to do so for about one-quarter the amount. Amazing. He's still working with me on the foreclosure, but this will make an enormous diff...erence in the end. I have been telling friends to tell their friends about him, because while attorneys can be expensive, Zeshan is quick and to the point so I know he's not wasting my money. THANK YOU!

I had successfully (or so I ignorantly thought) ignored an old credit card debt for nearly four years while telling myself "Heck, half a dozen different collection agencies have been sending me letters and threatening me with lawsuits for YEARS, I don't own much and can't possibly pay them back...th...ey'll never actually sue." I had honestly tricked myself into believing that right up until the afternoon a guy rang my doorbell and served me court papers informing me that I was being sued. One of the reasons I had never done anything about it was because I didn't know where to go or who to turn to. Do yourself a huge favor, call Zeshan before you reach that point. Zeshan personally responded to my call within a few hours. He asked a few questions then offered to set up a face to face meeting. By that point of course I knew that I had made big financial and legal mistakes...but he never once brought up what I SHOULD have done . That was a big deal for me, I know I screwed up. He brushed off my previous mistakes to focus on my current situation and how he could help. His fee to negotiate with a creditor was extremely reasonable for the amount of debt I was in. In the end he was able to negotiate a settlement that was a 1/3 of the creditors initial settlement offer. I'm sure your mileage will vary based on your situation, but I firmly believe that there's no way they would have accepted the same offer from me without Zeshan's representation.

From the first meeting with Zeshan I felt relief-I felt I had an ally to help with my financial situation. He was right there with a response to any of my questions, anytime. He explained things so I could understand. He made an unpleasant situation bearable and in the end I actually felt I was start...ing with a clean slate not an encumbrance.