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David J. McCormick
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David McCormick’s Answers

5,134 total


  • How would converting 9 "Whole Life" insurance policies into one "Universal Life" policy impact me now and upon my ex's death?

    My ex-husband and I were married 40 years. We divorced, in Missouri, two years ago. By court order, I am sole beneficiary of approximately 9 "Whole Life Insurance" policies my spouse purchased, from various companies, during our marriage. Total pa...

    David’s Answer

    It would be in your best interests to sit down with your own financial adviser and see what's best for you, and then go with that advice.

    Good luck.

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  • Small claims lawyer Peoria Illinois?

    Small claims lawyer Peoria Illinois? Was in car accident another 2 vehicles involved plus mine. I was rear ended person at fault insurance company is not answering our questions or keeps deny the claim none cooperative. 4000 estimate in damage. Mo...

    David’s Answer

    Why not submit it to your auto insurance company? Believe me, if the at fault driver has insurance your insurance company will find out. Let your insurance company do the work, that's why you pay your premiums!

    Good luck.

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  • Can your license be taken away for good for driving with no insurance?

    I received a no insurance ticket November 21st, 2014 and was found guilty, and received 4 points. I got 2 more one was dropped to default of equipment and I plan to get the second dropped as well. However, I am wondering can you get your license t...

    David’s Answer

    I would ask the attorney you hired to fight the ticket, they should have an answer for you.

    Good luck.

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  • What can I possibly do when it comes down to police saying nobody is at fault an it's my word against there's?

    I'm driving going westbound an a lady going in the opposite direction cut across my lane entering an alley, now for this woman not to RUN INTO ME I jumped the curb an went off into a fence hitting a pole. Police were called an when arrived evaluat...

    David’s Answer

    If you were injured then contact a local personal injury attorney ASAP so that they can investigate the crash. No injury, report the crash to your insurance company.

    Good luck.

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  • What do I need to do to show she's doing all this or who do I go to?

    I workers at a dental office & I quit my job no notice or anything, I left because I was working full time with no breaks/lunch, I felt underpaid and I found out my boss was doing insurance fraud. Medi-Cal/insurance sends her a list of patients sh...

    David’s Answer

    You should contact the a local attorney experienced in handling whistle blower or False Claims Act - Qui Tam lawsuits. Clink on AVVO's find an attorney tab.

    Good luck.

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  • I got full coverage and I'm being sued for 30.000.00 dollars

    I rear end a lady over a year ago just her bumper came off I lost my truck her and my insurance company could not come up with a settlement and now she coming after me for 30.000.00 dollars

    David’s Answer

    Don't worry. If she is suing you them turn it over to your insurance company. They will defend you and supply you with an attorney.

    Good luck.

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  • Can we submit documentation to the court for settlement approval instead of having the ins. company's law firm do it?

    16 year old receiving insurance settlement for personal injury. No lawsuits were filed. No attorneys were involved.

    David’s Answer

    They are doing what is called a minor settlement hearing in which the judge will agree or disagree with the settlement. If the judge agrees then he/she will order the funds be held in a restricted account so that mom and dad don't spend the money before the child turns 18. These are very simple hearings.

    The insurance company will have an attorney handle the proceeding at no charge to you, and file all the necessary paperwork. All you have to do is show up with your child and answer the judges/attorneys questions. The insurance company is just doing this to protect themselves from situations where the parents spend all the child's money and the child could then sue the insurance company for not protecting their funds.

    Good luck.

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  • Can I receive pay for the time I was off?

    I hit my head at work on a Tuesday afternoon, and my employer sent me home for the day. I am returning to work on Thursday of next week. So, I have missed 7 days of work. Will I receive pay for the time I was off? (I live in Georgia.)

    David’s Answer

    Every State's worker's comp. laws are different. If you have a slip from your doctor allowing you to stay off work for this time, call a local attorney knowledgeable in worker's comp. and ask him/her.

    Good luck.

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  • Do I have any legal recourse on this since he hit me without using his blinker?

    I was in a car accident while exiting a mall parking lot. The other driver turned into me after I changed from the right lane to the left lane. I was pushed into an emergency light pole. My car was totaled and the police report says I was slightly...

    David’s Answer

    Run it through your auto insurance.

    Good luck.

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  • Better to get a lawyer in Wisconsin or Il.? Better to go to court in Wisc. or Il. ?

    Daughter had an accident in Wisconsin. The facts are not in dispute. Insurance company is dragging its heels on agreed upon settlement. The accident was one year and ten months ago. I was driving the car, she had stepped out of the car.

    David’s Answer

    Since the accident happened in Wisconsin it woudl be best to hire a Wisconsin lawyer, or an Illinois lawyer if they are also licensed in Wisconsin.

    Good luck.

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