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David J. McCormick
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David McCormick’s Answers

5,134 total


  • How much time do they have?

    Life insurance through job when someone passes. My ex-husband passed away in Dec 2015. He had a life insurance policy through his job. It's now 5 months and still nothing. There are 3 beneficiaries and we all filled out paper work and still noth...

    David’s Answer

    Usually not.

    If the policy has a suicide exclusion then they have a right to investigate the circumstances of your ex's passing.

    Have you tried calling the company and asking what's the status of your claim?

    See question 
  • What should my next steps be?

    A construction company has been doing work around our apartment. About two weeks ago, they were using a forklift on one side of the street and a cable wire to drag trees across the road, and though they had a cable stretched across the entire leng...

    David’s Answer

    I agree. Small Claims Court is realistically your best option.

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  • Can you include a lean on a driver license if you file bankruptcy

    A friend has a lean on his license because of a accident of 12000.00 and cant get his license back till he pays the lean off. Can he include the lean if he files for bankruptcy. The lean was for no insurance. .which he thought his wife was paying

    David’s Answer

    I have changed the practice area to bankruptcy, so you should hopefully get an appropriate response.

    Your friend needs to talk with a local bankruptcy attorney to explore his legal options.

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  • What should our next move be here? Is there anything we can do to get the money we need, or speed up the process?

    In August 2015, our condo in Oklahoma (we own) was involved in a fire caused by someone in our building, our unit was a total loss and 6 others had significant smoke and/or water damage. Our insurance covered our rebuild and personal property, how...

    David’s Answer

    Thanks for your service. The only way to speed things up woudl be to hire an attorney in Oklahoma.

    Good luck.

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  • What is the deadline for filing your own separate claim in a car accident case after you are sued in said car accident case?

    My defense lawyer (assigned by my insurance company) tells me that I can still file my own claim if I wish to as long as it is before the two years statute of limits. (He can't help me in the case besides his own opinion on benefit vs costs becau...

    David’s Answer

    Since you are already involved in a lawsuit you should talk with another local personal injury attorney ASAP. Nothing wrong with getting a free second opinion.

    Good luck.

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  • What am i suppose to do now?

    I was in a car accident with a drunk driver that doesn't have any papers because he is illegally in this country. The owner of the car has car insurance with windhaven, but windhaven is telling that they don't have to pay out anything to me becau...

    David’s Answer

    Before talking to the insurance company again you need to talk with a local personal injury attorney ASAP.

    Good luck.

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  • Can I be personally held liable by either party in this case for any additional compensation she is seeking now?

    My ex-girlfriend was in a car accident while driving my vehicle. She was also on my insurance policy as an additional driver at the time. The accident was not her fault and it was a hit and run. The driver at fault was later found and he had mini...

    David’s Answer

    Not knowing what, if any, injuries she may have suffered makes it hard to answer your question.
    There is a difference between paying medical bills and damages for personal injuries, and each has a different limit that's set forth in your policy.

    However, as long as you have adequate limits your insurance company should pay her with no additional cost to you.

    Good luck.

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  • Does workers comp settle or do they only pay medical?

    Recent car accident, not sure if to make a claim thru workers comp or insurance.

    David’s Answer

    If you were on the job when injured, then you possible have both a worker's comp case as well as a personal injury claim. Before doing anything further, talk with a local attorney that preferably handles both personal injury and worker's comp cases. Most offer free initial consultations.

    Good luck.

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  • If this happened 2 wks ago, what do i do now ? because im still waiting to hear something from his insurance company

    Was in an auto accident where a guy hit me as i was turning at a 4 way stop sign intersection. He was not paying attention so he didnt even realize i was already in the middle of the intersection. He went straight into me as his head was looking i...

    David’s Answer

    I would contact your auto insurance ASAP and let them deal with the other insurance company. It it easy for an insurance company to ignore you, but hard for them to ignore your insurance company.

    For all you know, the other driver never reported the crash.

    Good luck.

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  • Can I collect any type of reimbursement?

    Due to an accident at work, cracked my calcaneous. Developed osteomylitis. Tried to save the heel bone for about 3 yrs. Ended up with a below the knee amputation. I have been paying for dismemberment insurance at work for over 10 years. Have been ...

    David’s Answer

    Since your original injury occurred at work you should have a claim for your below the knee amputation. You need to talk with a worker's comp. attorney ASAP.

    Good luck.

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