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David J. McCormick
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David McCormick’s Answers

5,136 total


  • What are the legal issues my husband could be facing if I say unauthorized versus authorized and can I have issues as a result?

    My husband who no longer has a license took my car without permission and had a minor accident (insurance called it minor as well). There were no police involved and he gave them my insurance card. I keep my car in my mother's name and the info ...

    David’s Answer

    I agree with the other attorneys. Your husband either had your permission or he didn't. If he didn't then your insurance will deny the claim and the other person's insurance will pay the claim and go after your husband.

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  • Am I liable for the damages or is the owner of the vehicle liable?

    I was driving my friend's vehicle and hit another car. I did leave the scene and came back a few minutes later to speak with the officers. I provided them with all of the car's documents. The insurance card appeared to be valid and not expired. Ho...

    David’s Answer

    If you have auto insurance then turn it over to them. If not, then have the police correct the information on the crash report.

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  • My husband didn't put me into his health insurance benefits even though there is a court order. What to do?

    I filed for divorce and I'm the petitioner. We are on the process of Stipulated Judgment. When I received his PDD, I noticed that he filed his taxes for two years as single (and we are still married) and he didn't put me into his insurance, even t...

    David’s Answer

    If you have an attorney them have them file a contempt motion. If no attorney then do it yourself.

    Good luck.

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  • What shall I do about this situation? I have no more money for a motel. Insurance is not providing

    Drunk driver plowed his truck into my living & dining room. Been staying in a motel for 2 months while the insurance companies fight on whose doing what. Paying out of my pocket, mailing in receipts on what I have spent. The motel has roaches. Ha...

    David’s Answer

    I agree. Contact a local attorney and stop the run around they are giving you.

    Good luck.

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  • What steps should I take to end this nightmare

    Was hurt in auto accident took sick leave/ vacation time to cover time off we settled payment for car part , but the guys insurance is stalling after we sent all medical bills in twice and also my insurance has sent in bills so they can get the mo...

    David’s Answer

    You need to hire a local personal injury attorney ASAP!!

    Good luck.

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  • Can my mom change her beneficiary and how will she do that? Does she need to write a will and 2 witnesses?

    My brother is paying my moms life insurance and he is the beneficiary.

    David’s Answer

    All you r mother has to do is call the life insurance company and request a change of beneficiary from.

    Good luck.

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  • What legal ramifications do I have against the company and agent due to the breach of my privacy/confidentially contract

    With the help of my life insurance company, not the agent, I appropriately changed my life insurance beneficiary from my husband to my children due to my personal reasons. The agent was notified by the life insurance company of this change and f...

    David’s Answer

    You could also send a complaint to the agency in your state that regulates insurance companies. As far as other legal action, while the agent's disclosure to your husband may have been against your wishes, I do not see how you were damaged by the revelation.

    Without any damages you have no basis for a lawsuit.

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  • Do I owe the health insurance place if I take the deal? How much? What about the remaining bill?

    I was involved in a car accident where I was the passenger. I was severely hurt and have a broken leg. My mom's work health insurance paid most of the bill, almost 48,000$. There's roughly 3000$ remaining. I spoke with the driver's insurance compa...

    David’s Answer

    Before accepting any settlement you need to talk with a local personal injury attorney ASAP. There may be UIM involved, and legal arguments why you do not have to repay the health insurer.

    Good luck.

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  • Auto Insurance left me hanging.

    My car was struck by this vehicle when coming out of the parking lot by the SUV that is insured by the Nationwide insurance, on Feb 26, 2016. whereas, the driver who was driving at that time happens, not to be the owner of the car but covered by ...

    David’s Answer

    Have you talked with your insurance company yet? If not, then call them ASAP and let them deal with the other companies -- that is why you pay your premiums!!

    Good luck.

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  • Can I keep both checks?

    I received two seatlement checks for my pontoon, motor, and trailer hit by a car going through red lite. My insurance paid 15k and her insurance paid 10k. I believe I was under insured with my insurance.

    David’s Answer

    If the checks did not come with a release them you can cash them. However, if they did come with a release them consult with a local attorney before cashing them.

    Good luck.

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