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David J. McCormick
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David McCormick’s Answers

5,134 total


  • How to collect your full settlement?

    Hi - I was rear-ended last year, the accident was 100% the other parties fault and her insurance took full responsibility. They had me sign a settlement agreement for $7200 which I thought was low ball but agreed because I wanted to close the case...

    David’s Answer

    I would still try and talk with a local personal injury attorney and have them review the agreement you signed.

    Good luck.

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  • What legal process is appropriate to receive the requested information?

    A certified Demand for Information letter was sent by my attorney to my sibling who was named administrator of my mother's will concerning reckless finances and actions prior to my mother's passing as well as afterwards. The information request...

    David’s Answer

    Since you stated that you have an attorney, you should be asking him or her these questions. Don't go behind your attorneys back, just ask.

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  • Hit by Valet driver! What recourse do I have?

    I was hit by a valet driver on parking lot premises at CLE Int. airport. He came around a sharp turn too fast and hit me head on. His first response was "I'm sorry"; but later he claims I was too far over in the lane. I was not. Police were called...

    David’s Answer

    I would notify your insurance company ASAP and give then the eyewitness contact info. Let the insurance companies work it out.

    Good luck.

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  • Is there anyway I can go about it differently to atleast get what I paid or what better.?

    My car was involved in a car accident last week and I have full coverage my car was considered a total loss and my insurance is only trying to pay 1500 I'm not being greedy & the damages were over 5000 I payed 2000 for my car and hadn't had it a m...

    David’s Answer

    Remember, if your car is total led, your insurance company only owes you the fair market value of the car on the date of the crash, not what it will cost to replace it. That said, if your only had the car 1 month I woudl argue that the purchase price reflects the fair market value.

    Try showing them the bill of sale and the receipts for the work you have done to it. Have you tried the other driver's insurance company yet? Assuming the crash was not your fault, see if they will offer you the $2K.

    Good luck.

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  • What can I do to pay for the medical expenses and replacement of my vehicle?

    I was T-Boned by a woman who's insurance policy didn't get paid and was cancelled 2 weeks before. I am 18 years old and have only been able to afford liability, I own my car but I believe her's was leased.

    David’s Answer

    If you do not have insurance to cover these damages, then your only option would be to sue her in small claims court. Without any available insurance it may be hard to find an attorney because the at fault driver may never pay-off any judgment taken against her.

    Good luck.

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  • Would it be best to go through insurance now since it has been a month after the accident and no estimate for his repairs

    I was in a small parking lot accident on March 30,2016. Both he and I took photos of the damage. I was backing up & hit his driver door. The damages to my car were minor costing me $320 to fix my bumper so I did not file a claim with insurance. I ...

    David’s Answer

    Always check your policy to see how long you have to report a crash. If you are close to the reporting deadline and have not heard anything then I woudl report it. If you are not approaching the reporting deadline than I would just give it a little more time.

    Luckily you took pictures so that you are protected should the other driver now make claims for additional damage.

    Good luck.

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  • What should I do? Do I respond to them?

    I just rear-ended someone after making an immediate stop. There was no damage to either vehicles (just a scratch), and the person I hit said themselves that there was no damage but they'd take my information anyway. We're both college students and...

    David’s Answer

    Call your insurance company ASAP and report the crash and let them deal with the other driver. Only talk with your insurance company, not the other driver's insurance company.

    Good luck.

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  • Is there anything That can be done legally to get them to pay me?

    Through the Colorado health exchange, I signed up for health care from Kaiser Permanente. When I got my new job and moved from the state back to Illinois, I canceled my insurance. But since I had it on a direct withdraw, and because their system d...

    David’s Answer

    I agree, file the complaint ASAP.

    Good luck.

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  • Confused

    My ex-husband passed away in December 2015. He had a life insurance policy through his job. My ex-mother in law received a paper my son received a letter and so did I. All 3 letters were us filling out about his life insurance as beneficiaries. Sh...

    David’s Answer

    Contact the life insurance company ASAP and see if you and your son are listed as beneficiaries.

    Good luck.

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  • How can I proceed to get my prior employer's insurance company to pay these outstanding bills that are now going to collections

    I need information on how to proceed after working for a company that initially allowed me to see a doctor for a condition created in the work environment. After I went to the physician, the company closed the WC case, wouldn't permit me to get t...

    David’s Answer

    Take the insurance company to small claims court.

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