Claims are being denied for lack of "objective" evidence where such objective evidence is not possible for disabilities such as CFS and Fibromyalgia In one recent case, the claimant alleged disabling
Force your carrier to follow proper procedure The U.S. Department of Labor ("DOL") has certain regulations governing the submission and determination of claims under employee welfare benefits plans.
Trigger the court's discretion to hear new evidence of your disability. A court will often times have discretion to hear new evidence in a claim that a long-term disability carrier improperly denied
Motivate your doctor to clearly articulate your condition and your limitations under the disability definition set out in the policy. It is extremely important to build a strong record of your disabi