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My husband has a lot of medical debt and his creditors are coming after me to pay these bills. I have had my wages garnished because of his medical bills! I am tired of being harassed about his debt! I have asked one creditor to send me proof t...
Wisconsin is a marital property state and unless you signed a marital property agreement prior to marriage and provided it to the creditor, you are liable for the debt. Many people understand the concept of marital property, but unfortunately, do not realize it extends to marital debt as well.See question
I'm looking to sell my property 'as is', and have a potential buyer. The deed is solely in my name. Where do I go from here?
You and the potential buyer will need to agree upon an offer. If you do not have a real estate agent or broker, you will need an attorney. There are many important details that are included in the offer including: earnest money, title insurance, closing deadline, finance contingency (and those are with "as is"). If the potential buyer will need financing, you will definitely need the offer to be on official forms and title insurance will be necessary.See question
I am waiting for a hearing on my SSD hearing its been over 2yrs i am unable to drive or work and have no assets but my personal belongings live with relatives will this help me if i file chapter 7 ?
I agree with Atty. Nixon. However, if the creditors are being particularly bothersome, bankruptcy can be a way to get the creditors "off your back." The caution, however, is that bankruptcy protection will not be available again for several years (depending on the chapter you file under) and you currently may be judgment proof.See question
I bought 11 acres in 2010, in 2015 while trying to build a barn the contractor found a 66' wide DNR easement that I was never told about, I am losing the use of 2 acres of land, What can I do about it?
I see you added the information that you talked to the title company. You will need to go through the claims procedure if you want to pursue the claim against the title company (of course, this is if they did not list it on your policy as an exception. If they did, you would need to look at going after another party to the sale). Did you have a survey done at the time of purchase?See question
I live out of state, and all communications/notary work... would have to be processed through email/telephone/snail... It looks like there is no such a thing as a Real Estate attorney in the state of WI. Am I right?
There are many attorneys that are able to assist you with a quit claim deed. You can use AVVO to search for an attorney in Mequon or you can use an attorney licensed in WI, as they too can do everything with the Register of Deeds via mail.See question
I need someone who can work with me I am on a fixed income
I agree with Atty. Nixon. Most attorneys offer a free consultation (either in person or via telephone). Use the free consultation as a means to figure out if you need to file. If you do need to file, inquire regarding fees and options for payment. Make sure you find an attorney you feel comfortable working with and you feel will best represent you throughout the proceeding. Please be aware there are people called bankruptcy "petition preparers" out there that are not attorneys and are not giving you legal advice.See question
In 2012 I did a Special Consolidation Loan for four of my student loans. In September 2013, I received my invoice for around $300 (which is what I expected). However in October 2012 I received a new invoice for $889 for 8 loans. I have been tryi...
Many bankruptcy attorneys also offer services in regards to debt negotiation. You may also want to look for a consumer protection attorney. When speaking with an attorney, ask them specifically if they handle student loan situations like yours and/or how successful their results have been. Make sure you feel comfortable with whomever you work with. Good luck!See question
MY daughter owes student loans & has been out of work & unable to make payments. Then got a job, at $10 an hour, just barely able to pay her basic necessities. She got a call from Navient (collection for Sallie Mae) & was approved a deferment. 3 d...
I agree with John. She should have insisted on speaking with a supervisor and submitting the documentation to the collection company for review. Unfortunately, it sounds as if the damage has been done.See question
I have around 40000 in debit from going to a for profit school, for a little over a year. It is from about 10 years ago when I was 18.
Educational loans are difficult to discharge (eliminate) in bankruptcy. The standard is called "Undue Hardship" and you would need to prove, with the help of an attorney and at lease one extra court hearing, that repaying the 40,000 would be an extremely hard thing for you to do. This is certainly a simplification of the situation and I would strongly recommend discussing your options with a qualified bankruptcy attorney.See question
My ex and I own(ed) a property together in Winnebago County. After the divorce I was discharged of the mortgage debt in a Chapter 7. I then filed a Quit Claim and it was recorded with the register of deed. The foreclosure started process star...
I agree with Attorney Nixon. I would only add to make sure you read the foreclosure paperwork closely (assuming you are a named party and are served). Not often, but on occasion, mistakes can be made and you want to make sure the bank is not seeking a deficiency judgment against you.See question