Skip to main content
James J. Wascha
Avvo
Pro

James Wascha’s Answers

174 total


  • Can I contest an insurance beneficiary if I'm next of kin?

    My father was in the military and died. He named my uncle as the beneficiary on his insurance policy. I'm his next of kin and that was established and the military addressed me as such. Can I contest the insurance policy being that I'm his only son?

    James’s Answer

    You will not be successful in your efforts.

    See question 
  • Can i file a claim?

    Hello... my question is if I can sue. I was on a highway in grand rapids, mi and there was traffic my friend and I were sent to another work site from our company while we were stopped in traffic a van hit my truck from behind, which caused me to...

    James’s Answer

    Regarding auto damage and medical bills, since you did not have insurance, you are out of luck for all of these items. However, if you were in the course of employment, your employer's worker compensation insurance company may have responsibility here for medical/wage.

    See question 
  • Do I have to pay the full amount? Does the mini-tort law apply? Do I look for attorney to discuss with the debt collector?

    I was involved in an auto-accident in Sept. 2013, and received a citation from the Michigan State Police. It was a typical peak-hour, bumper-to-bumper traffic at 7 pm along i-75/Hazel Park. I did not stop in time and rear-ended the other vehicle. ...

    James’s Answer

    You indicate that you were approximately insured under the Mich No Fault law. AS a result your possible exposure is $1000.00 I suggested by other attorney here, turn it over to your insurance company. Do not pay to the collection people; one question: have the collection folks asked you previously to pay the $1000 before now, and you just ignored them?

    See question 
  • In Michigan - Driving with insurance, at-fault accident. How much am I actually responsible for vehicle damage cost?

    I received a letter from Merchants & Medical Credit Corporation on behalf of AAA Michigan 3YS to collect around $6000 "to recover the cost spend on their insured from an auto accident". On the back, it asks for medical insurance information. I con...

    James’s Answer

    Your exposure is $1000 if there was that much damage; you are responsible for no medical payments - -
    Merchants and Medical (if they seek medical pay) should already the law in this state.

    See question 
  • Can I get mini tort if the at fault driver has the same insurance company as me?

    Recently involved in an accident. The other driver was at fault. No injuries. I want to file mini tort but just found out the other driver has the same insurance company I do. Can I still claim the mini tort?

    James’s Answer

    Yes, it is not the company that makes a difference. It is the individual's coverage. Just happens to be the same company.

    See question 
  • Can I sue My travel insurance company AIG

    My Travel Insurance company AIG doesn't want to pay my claim its been over 7 months Can I sue them I provided them all the documents needed claim over $10,000 claim was for injuries and expenses on my travel. They responded by saying documents we...

    James’s Answer

    At bit more information is necessary here. However one has to compare the nature of the AIG coverage to the actual facts (injuries, etc.). Has AIG indicated "what" additional information they need. I gather they have not "denied" coverage, rather they are just delaying. You may need an attorney to pursue this.

    See question 
  • Can I sue the other driver for my deductible and/or any rental fees I incur while my vehicle is being repaired?

    I was involved in an accident this week and there is quite a bit of damage to both vehicles. The other driver was cited, I was not at fault, and due to the weather and road conditions, could not avoid the collision. The other driver takes no respo...

    James’s Answer

    Under the Michigan No Fault law you are limited to $1000 against the other driver, unless they were uninsured. Your insurance company should assist you in acquiring the $1000 against the other driver's insurance company. I AM ALSO ASSUMING THAT YOU WERE NOT INJURED IN THIS ACCIDENT; this would bring into play issues unrelated to your property damage question.

    See question 
  • Parking Lot Automobile Accident

    The car was parked in a chain supermarkets parking lot. Returning to the parked car, noticed someone backed into the car & didn't leave their contact information. Is the store and/or the parking lot owner liable for damage to the car...

    James’s Answer

    The short answer is no, the lot and stor owners are not responsible. If you have collision coverage on your vehicle, then your own insurance company is responsible for repairs. Sorry

    See question 
  • Can I sue a drunk driver who hit my park car

    I was at work and the dishwasher came and told me a man just hit your car

    James’s Answer

    If your car was parked in a reasonable, non dangerous manner, then the offending party can be responsible for the entire amount of the damage.

    See question 
  • How much will his insurance pay for my car if we decide to go threw the insurance company?

    I was at a friends house and her fiance backed into my car pretty hard. I took the car to a body shop the next day and they gave me a quote of $2,972.12. My car is in my dads name and I only have plpd on the car. The body shop said the insurance c...

    James’s Answer

    I assume your car was parked normally. The fiancé's insurance is responsible. What you do with the car or the repair facility is up to you. Maybe let the insurance total the car and get what you can since you don't want the car.

    See question