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Steven M. Gursten

Steven Gursten’s Answers

306 total


  • Im suing for lost benefits from auto accident. and i need to see an psychiatry. but state farms said they will not pay

    how can i be seen by psychiatry?if i state farms will not pay . would my psychiatry take me in would he trust me and once ill win ill get his money back. would he reject me from his office

    Steven’s Answer

    Greg Janks is absolutely correct, as usual. State Farm is extremely difficult, and even though Michigan law requires the bill to be incurred first, most doctors offices still want proof of an open claim or pre-authorization, which the insurance companies are not required to give. Add to this that Michigan is one of the few states without bad faith or punitive damages or even a consumer protection act that can be applied to protect consumers from insurance companies, and State Farm and other insurance companies can refuse to pay and arbitrarily suspend people's claims, throwing their lives in disarray. Greg is right, find a doctor who will still see you and have your lawyer start a no fault lawsuit now on your behalf.

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  • Can and do auto insurance companies spot clients at night time

    can and do auto insurance companies send surveillance and take pictures of you at night time would they stalk the place where you work at . do they go after clients on nights to see where they work at

    Steven’s Answer

    Both your own insurance company if you are making a claim for PIP benefits, and the wrongdoer's insurance company if you've filed a lawsuit for personal injuries from a car accident can do surveillance at any time. The larger the potential claim, and the more money at issue, the more likely they will do surveillance.
    The best advice is always the simplest - tell the truth, and if you've tried to work etc always admit you've tried.

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  • Auto accident and the other person was at fault

    I made left turn and after few feet. another driver drove in front of me I tboned him my left bumper his passenger front door. clearly he was at fault. his passenger from the start holding her arm said I have to go to the hospital. in Mi...

    Steven’s Answer

    I understand you feel you're not at fault, but a lawyer representing the injured passenger in this case - perhaps based upon the police report and what the other injured passenger says about how the crash occurred - may feel very differently than you. Yes, the lawyer representing the passenger can sue both parties and then allocation of fault can be determined after discovery.
    I know this is not what you want to hear, but your own determination that you are not at fault is not the conclusive determination.

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  • I was in an accident and sustained closed head injury.

    i have speech problems which is stuttering. when i had the car accident it made my speech stuttering worse can i sue for my speech became worse after the car accident. before the accedent i had speech from when i was a kid and now my speech has b...

    Steven’s Answer

    The law in Michigan requires you show a serious impairment. So it is not whether your speech problem is aggravated from before, it is how this is impairing your life. This is different from a closed head injury however, which has its own exception under Michigan law. As long as a doctor who regularly treats and diagnosis closed head injuries says that you may have suffered a serious neurological injury, you are able to bring a lawsuit for your motor vehicle accident.

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  • I was in a car accident last 5 months ago i sustained a scar on my face 3 inchs can i sue for my scar

    can i sue for my scar in my face when my face whent threw a windshield i had 8 stitches for it can i sue for my scar or no? my doctor said its not going away can i sue for my scar on my face

    Steven’s Answer

    The law in Michigan requires you show a permanent serious disfigurement. Facial scars often will qualify.

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  • I was in an car accedent i was in the back passenger seat . car was going 40 mph and hit the side t bone when will i settle

    when will i settle my pain and suffering case. who long it takes a year or 9 months? i sustained c6 c7 herniation disk in my neck . herniation disk in my lower back l4 l5. also when will i get released from the doctors just give me a good guess ...

    Steven’s Answer

    It is impossible to answer this question without more information. It is certainly possible to settle within several months with an adjuster pre-lawsuit, but that assumes that you have reached maximum medical improvement. Is your case already filed and in a lawsuit? What is the nature and extent of your injuries and how often are you treating for them?
    These are all good questions, but you really need to talk to an experienced car accident lawyer.

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  • Who can closed head injury be detected in a car accident injury

    besides an nursphyclogist battery test. what can detect an closed head injury is it dti or pet or spect

    Steven’s Answer

    It can certainly be all three. However, be warned. The test will not be admissible without clinical correlation. Under Michigan law, you will need a doctor who regularly diagnosis and treats close head injury, and I always recommend neuropsychological testing.

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  • Whats a value on ptsd on a car accedent injury

    whats a value on ptsd on a car injury just take a good guess due to your experience in mi

    Steven’s Answer

    That's almost impossible to say without knowing more about the impairments and medical treatment for the PTSD. However, if you want to get a good base of understanding, you can pull the jury verdict reporter and settlements for this injury, which can certainly be debilitating.
    The range can be anywhere from 0 to over a $1,000,000. My partner David Christiansen has the largest psychiatric injury settlement in Michigan. He may be a good person to review your case with. We are at www.michiganautolaw.com

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  • I have a case pending on my car accident injury im suing auto insurance for my injuries mean while i want to go to vacation

    i want to go to overseas just for a month i missed my wife. can i go overseas just for one month and come back. im seeing 6 doctors for my injuries im going to physical therapy and spine therapy. is it ok if i go to a vaction and come back to con...

    Steven’s Answer

    It's probably okay but keep in mind you are in Michigan and Michigan has a serious impairment threshold law for auto accident cases. If the courts interpret that threshold more harshly next year as I predict they might, then evidence of long trips can be used to argue that your injuries are not seriously impairing you. So I can't tell you whether it is or is not okay, Just understand that Michigan law is based upon impairment, not pain. Certainly, ongoing treatment with a variety of specialists is also very important.
    Now, all of that being said, the best answer to your question is to ask your lawyer.
    I do have a lot of information on proving serious impairment on my website:
    www.Michiganautolaw.com
    Good luck

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