We'll help you find the right solution for your needs
Does this sound like your topic?
I have vacated my home and am negotiating with the lender for a deed in lieu of foreclosure. They informed me today that when they did a title search, it shows an old dentist bill that actually went to court and put a lein on my house for $230 wh...
Judgment liens are good for five years, unless renewed for another five. If the lien is good and your bankruptcy counsel did not (or could not) avoid the lien in your 2010 case, just pay it and request a release.See question
There have been two prior attempts at foreclosure. The deadbeats never comply with any of the mediation requirements. Instead of restitution, there is never ending remodeling, ceaseless spending, and the like.. There is no intention of abiding by...
The decision of the servicer to work with the lender's customers to keep them in the home may have more to do with their desire to create a performing loan that can be sold off to another investor than with the homeowner's strategy of "playing the system." Mortgage financing has become a very complex business so I wouldn't try to second-guess the decisions of the lender as to how it works with a customer.See question
A few years back, after divorce, I was stuck with 1 of 2 real-estate properties that myself and my ex husband owned. Due to financial and geographical (I lived 4 hours away) reasons, I could not rent it out or keep it. So I gave it back (deed in l...
The company is not only a purchaser, but a collector and servicer of real estate deficiencies. It's unclear in what capacity they are pursuing this purported obligation. In Ohio, a creditor has two years to collect on a deficiency. If it is past the 2-year mark, you may have claims against the company. You should meet with an Ohio attorney versed in bankruptcy, foreclosure and consumer law in order to deal with this problem.See question
Advised they would come to home or place of business what should I do
It depends on who contacted you. Please provide more detail or just click the "Find a lawyer" link. Good luck!See question
A lady from Pennsylvania lost her license and barred from doing any kind of real estate in Pennsylvania. So she moved to Ohio doing same kind of work owning 16 houses in three different but very similar fake company names. Can she really legally ...
If you would like to lodge a complaint against an agent, you can contact the Ohio Division of Real Estate & Professional Licensing:
If I sign this agreement to pay does that hurt my chances of filing bankruptcy, I mean they can't put a special clause in the agreement saying I can not file bankruptcy can they,,
If you are filing bankruptcy, there is no need to enter into any agreement with a collector. See an attorney right away. You can find a lawyer by hitting the link "Find a lawyer".See question
When I was 4 years old in 1975, i was involved in a car accident and received money from a settlement. My mother used the money for a down payment on a house, but the house had to be in my name since it was my settlement. My mother paid the hous...
The trustee may avoid any transfer of your property that was made within 2 years before the date of the filing of the petition, if you received less than a reasonably equivalent value and you were insolvent on the date of the transfer.See question
I OWN MY MOBILE AND IN THE LOT LEASE THERE IS A PROVISION THAT THE MOBILE HOME PARK OPERATOR CAN ENTER MY UNIT WITHOUT CONSENT OR NOTIFICATION IS THIS LEGAL?
In general, a mobile home park operator must give a resident reasonable notice of his intent to enter onto the residential premises and enter only at reasonable times. Ohio law dictates that the operator not abuse its right of access conferred by division (B) of section 4781.39 of the Revised Code, which provides:
"The resident shall not unreasonably withhold consent for the park operator to enter the home to inspect utility connections, or enter onto the premises in order to inspect the premises, make ordinary, necessary, or agreed repairs, decorations, alterations, or improvements, deliver parcels which are too large for the resident's mail facilities, or supply necessary or agreed services."See question
I'm on a mortgage with my daughters mom from 2009, we split in 2011. I'm still on the mortgage. I have been trying to get her to re-finance to get my name off the mortgage and she refuses. Now I just found out she's been 30 days late 4 times in...
Unfortunately, you can't just remove your name from a mortgage and the associated loan. Discuss with your divorce lawyer regarding whether a motion for contempt is an option if your ex is violating a divorce decree. You may also discuss whether the property can be put into receivership. Good luck!See question