In 2013 my wife and I bought a car she had better credit then me and so they added me as a co signer, well my wife couldn't pay for the car and neither could I , I'm on social security only and that my only income.... after almost 3 years now they...
Your Social Security is protected, but if you have other assets, they may be in jeopardy. You should talk to an attorney who defends debt collection actions to review your circumstances and provide you some advise.See question
I have to respectfully disagree with the prior answers. The property is still part of the bankruptcy estate until it is abandoned or the case is closed. The discharge does not prevent the trustee from administering property that has, or may have, value.See question
Can I speed up the process of removing the "writ of garnishment" by faxing my NOTICE OF BANKRUPTCY CASE FILING directly to the law firm that is representing my creditor, and who subsequently is responsible for petitioning the court for the writ in...
I agree with the comments above, but would also add that if you have an attorney for your bankruptcy, you should turn the matter over to him/her.See question
Credit cards payment
If you are certain that you will be filing, and there will not be a substantial delay in doing so, there is probably no reason that you should continue paying. This is a question better addressed by your bankruptcy lawyer, however.See question
Being sued by a Discover Bank lawyer. I've been told by another lawyer that the statements are all the court needs to consider the debt validated. Is this correct?
The statements are probably sufficient to establish a "prima facia" case but there may be defenses to their action. These could include issues as to whether you, in fact, applied for the card, it the card was lost or stolen, or other issues that may cast doubt on your owing the debt. I would suggest meeting and discussing this with a debtor's rights attorney to see if you have defenses.See question
My boyfriend(also the father of my 2 year old daughter) has been getting garnished for the past year and a half. Technically speaking he makes 12.50/hr but with them taking 25% of his checks each week it seems like he's making minimum wage.He only...
Generally, the only way to stop garnishments if to pay off the debt, come to an agreement with the creditor or file a bankruptcy. That having been said, the suggestions by the other attorneys give some options that should be explored. I would urge that an appointment with a competent bankruptcy attorney be arranged.See question
I allowed a girl to live wit me , she left owning rent & bills, I took her 2 court & won my case, & I still have not received any of the money. It has been round 4 years now. I want my money from her its a 10% increase each year she doesn't pay w...
Getting a judgment does not necessarily get you the money. If the judgment debtor does not pay voluntarily, it is up to you to collect, through garnishments, attachments, levies, liens and other executions. In order to do this you must know where the person lives. A collection attorney in your area should be able to help.See question
I voluntarily took back a truck to integrity auto because I couldn't afford the payments any longer due to some issues and they have reported on my credit as volunteered repossession and I have a large sum of money deducted from tax return with t...
What the others have said is correct. General creditors can not reach a tax refund. Once it is in a bank account, a creditor with a judgment can, however, reach it.See question
If my father passes with car/credit card debt that he is the sole signatory to, will my mother be liable for his debt?
She would not be liable on the credit card debt, under most circumstances. She would not be liable on the car loan, but if she wants to keep the car, the loan would have to be paid.See question
My husband and I purchased this time share in 1998 for $10,000. He died three years ago and I can't afford to travel or pay almost $1,000 a year for maintenance fees.
What is currently owed can be discharged in a bankruptcy, but as long as you own the time share, they continue to accrue. Those that accrue after the bankruptcy would still be your responsibility.See question