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Ronald Ira Frederick
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Ronald Frederick’s Answers

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  • Can a car dealership be held accountable for selling a car without disclosing rusting subframe damage

    In the past week I had rumbling underneath my 2009 dodge caliber so after getting a flat a work I had it towed. Got a call today saying that the frame was rusted and it would take way more money to fix the issue and that I was lucky that I hadn't...

    Ronald’s Answer

    Whatever remedies you may have, are highly dependent upon exactly how long you have the car. If you have had the car under 2 years, I would suggest you contact the consumer protection attorney immediately as some statute limitations expire 2 years after the date of purchase. Otherwise, you may only be looking at a fraud claim.

    It is important that you put together all the documents you have relating to the vehicle. Under Ohio law, it is illegal to fail to advise if the vehicle had been in a significant accident prior to sale.

    Please feel free to get in touch with me with the specifics.

    Ronald Frederick
    Frederick & Berler, LLC
    767 E. 1 85th St.
    Cleveland, OH 44119

    216-502-1055

    ronf@ClevelandConsumerLaw.com

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  • A car's sticker price was listed as 0$. claimed to be a mistake.

    went to dealership and was looking at cars. one had sticker price of 0$ listed. when I asked sales staff about paying the sticker price and notifying them it was listed as 0$ they said it was a mistake and had to correct it. are they bound to g...

    Ronald’s Answer

    It is obviously a mistake. Not only that you know it was a mistake. Therefore, since it is obviously a mistake, no they do not. If you wind up suing there is a 99.99% chance you will loose.

    Ronald Frederick

    Frederick & Berler, LLC
    767 E. 185th St.
    Cleveland, OH 44119

    216 502 1055
    216 566 9400 fax

    ronf@clevelandconsumerlaw.com

    See question 
  • What's the best way to deal with the collection agency in this situation?

    A year ago we rented a car and the rental car agency "discovered" a small scratch under the car when we returned it. We told them that the scratch was there when got the car and they told us not worry about any damage smaller than a golf-ball. Th...

    Ronald’s Answer

    Based upon your statement of the facts you outline, you may have a case against the debit collector and the rental car company or maybe even your bank.

    Calling your cell phone after being told not to is a violation of the FDCPA. There are other possible violations as well.

    I would suggest you contact and attorney and if you wish you may contact me to discuss this.

    Ronald Frederick
    Frederick & Berler, LLC
    767 E. 185th Street
    Cleveland, OH 44119

    216 502 1055
    Fax 216 566 9400

    ronf@clevelandconsumerlaw.com

    See question 
  • How do I stop paying the credit card or must I continue paying, not involving siblings who didn`t use the credit card?

    I was in a chapter 13 eight or nine years ago in Ohio. My parents in Pennsylvania, allowed me to use a credit card that was in their names. For a period of time, I was approved to use the card. After my mother passed away almost two years ago, ...

    Ronald’s Answer

    I am not quite sure I understand the question, but if the question is do you have to pay the credit card bill if the credit card was not in your name and you are merely a permissive signer, the answer is no.

    There is some possibility that the credit card company could go after the estate to obtain the money it is owed. The credit card company would have to make a claim against the probate estate for the probate estate to be liable.

    I hope this answers your question.

    Ronald Frederick
    Frederick & Berler, LLC
    767 E. 1 85th St.
    Cleveland, OH 44119

    Phone (216) 502-1055
    fax (216) 566-9400

    RonF@clevelandconsumerlaw.com

    See question 
  • What would be the best route to take in this situation?

    Hello, I had purchased a diesel Volkswagen in 2015 and subsequently found out that they manipulated the emission testing results. I have been approached for a class action law suit, but do I have to be a member of this law suit or can I seek my ow...

    Ronald’s Answer

    You do not have to participate in the class action. If you wish, you may hire your own attorney at this time to pursue a remedy. You may wind up resolving your case earlier than you would if you anticipate in the class action. In addition, you may talk to your attorney about suing the dealership for misrepresentation as well.

    It is important for you to note that if the class action is resolved while you are pursuing your own case, it is imperative for you to opt out of the class at that time if you want to continue on with your individual case.

    I would suggest that you contact a consumer protection attorney near you who does breach of warranty cases. You may be a would to find a good consumer protection attorney at www.consumeradvocates.org. You should be able to find someone in your area.

    Hopefully this helps.

    Ronald Frederick
    Frederick & Berler, LLC
    767 E. 1 85th St.
    Cleveland, OH 44119

    216-502-1055
    fax 216-566-9400

    RonF@ClevelandConsumerLaw.com

    See question 
  • Can I get a dealers license with a felony in Cleveland Ohio

    I thought I bought a home from a property owner I was scam $6,000 therefore I have a felony because I can't find the person who scam me for the property now I want to invest my money elsewhere I'm thinking about getting a dealers license in Clevel...

    Ronald’s Answer

    No. A felon may not have a car dealers license in Ohio.

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  • Can I ask for the difference back which is $3426 more then the Application For Dealer Assignment purchase price that's listed.

    I purchased a car on Monday Feb. 15, 2016. When I got home I looked over the papers and something seemed wrong. So I looked on the internet and found that the very same car with the same vin number was list for $16980. The next morning I also re...

    Ronald’s Answer

    If the facts are as you state, the dealer has violated the Ohio consumer sales practices act. A dealer is required to sell you the vehicle for the lowest amount it is advertised for even if you have not seen the advertisement.

    There may be a number of other violations of the law depending upon what happened in the financing and relating to the sales tax.

    Please feel free to get in touch with me as there are many things that one would need to analyze to determine what kind of case and what kind of claims to bring.

    Ronald Frederick
    Frederick & Berler, LLC
    767 E. 1 85th St.
    Cleveland Ohio, 44119

    216-502-1055
    fax 216-566-9400
    RonF@ClevelandConsumerLaw.com

    See question 
  • dealership told me to return vehicle today. keeping my down payment. and i walk away, nothing, they didnt fund, but i called

    I am a 51 year old man, permanently disabled, and recently declared bankruptcy based on the advice of a salesman at a car dealership. My credit situation was dire and i was ver4y upside down in my current car loan and i was told that thew only way...

    Ronald’s Answer

    I am not sure what the question is.

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  • Can a collection agency take my car if I didn't pay hospital bills?

    I had surgery and the hospital bill is $90,000. This amount went to a collection agency. I don't have job, and I don't have money. What can collection agency do to me? Can they take my car. My car is worth $2,000

    Ronald’s Answer

    The only thing the collection agency can do is call or write you to pay the bill. It can not take your car or any other asset the creditor(s) files suit. Only after a suit is filed and a judgment is entered can a creditor attempt to collect on your assets.

    If you have not done so already, you may want to check with the hospital to see if you are eligible for Hill Burton money as many low income people are entitled to benefits under this Federal program.

    As others have stated, you can claim an exemption for your car and thus may truly be uncollectable. I would also suggest that you keep a keen eye out for potential vilolations of the FDCPA as debt collectors routinley ignore some aspects of the act.

    You may request that they cease contacting you. I would suggest you do that in writing. if the debt collector fails to stop contacting you after they receive the letter. Accordingly, I suggest that you send the letter by certified mail, return receipt requested. Keep the notice that indicates that date it was received for future use. You may be able to bring suit against the debt collector.

    There are many more ways that a debt collector could violate the FDCPA. You may want to research the act or get in touch with a consumer protection attorney.

    I hope this helps.

    Ronald Frederick
    Frederick & Berler, LLC
    767 E. 185th St.
    Cleveland, OH 44119

    216 502 1055

    ronf@clevelandconsumerlaw.com

    See question 
  • Hi, I am getting emails from this agent that claims I have money from a professional source and bank to deposit money into me.

    They associate with another bank that wants fees to pay it, and supposed to want me or representative to come to Africa. This seems far fetched, and if there were money than they could show some bank deposit of some sort to prove it is real. why w...

    Ronald’s Answer

    • Selected as best answer

    Run. Do not walk. It is a scam and you will loose money.

    Ronald Frederick

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