I got into a car accident without insurance in Cleveland ohio.no dui.I now have to pay for the damages and I dont have a job right now if I dont pay my license will be suspended would filing for bankruptcy help me in this situation?
Yes, this may be a good solution in your case. So long as you qualify for Chapter 7 bankruptcy, this type of bankruptcy typically can resolve a judgment suspension and take care of BMV reinstatement fees. If the accident was caused by an act similar to an intentional act or an OVI/DUI (just 2 examples), then Chapter 7 is not helpful. An experienced bankruptcy attorney will help you sort out the details, but I would strongly recommend starting with such a consultation. Hope this helps.See question
My incomes is only 32000 from social security and pension
Generally speaking, income tax debts are not dischargeable in a Chapter 7 bankruptcy. Exceptions do apply in less common circumstances. The first signs I look for are whether the taxes in question were timely filed and are they more than 3 years old? I agree with Atty Bunce to look into Chapter 13 lien stripping and also attempt a negotiation with the tax authority.See question
Over the years I've accumulated a few tickets and driving under suspension charges. It has added up over the years, and now I have a child and another on the way and I need to get legal. I do not have the money for a lawyer, and definitely cannot ...
Great question! Each case is unique, so no definitive answer can be given online. However, I have seen cases in which the local Courts will work with you. It is in everyone's best interest to have valid drivers. I would start by calling the court directly. Also, be aware if you have any outstanding warrants from old cases.
Hope this helps.
Hello my names Ashtyn I am in a lot of debt with two repossessed vehicles one as a co signer and a lot of other things, I also haven. A insurance company charging me for a bill on a vehicle accident and was not covered. Would bankruptcy be. A good...
Excellent questions. Based on your message, bankruptcy sounds like it may provide the relief you are seeking. The best place to start is by scheduling a free consultation with an experienced bankruptcy attorney. This attorney will discuss your options and help you make an informed decision. Hope this helps.See question
I didn't list a couple things...like assets..non taxable income for adopted children which were direct deposit to my account...and property from a rental place that was not paid for that I listed on my schedule as rental fees to them instead.
Excellent question. You should contact your attorney promptly to discuss amending your bankruptcy petition. Parts of your fact pattern concern material omissions which need to be fixed. A bankruptcy petition is a court document subject to the laws of perjury, so fixing mistakes/omissions promptly is important. Hope this helps.See question
I filed for bankruptcy in Ohio in June of 2016 and was confirmed in Oct 2016. Like a fool I took out some payday loans online in Nov 2016 because I was desperate. I now cannot afford to pay the loans because I am being garnished for the bankruptcy...
When reading your question, it sounds more like you filed for Chapter 13 bankruptcy relief? If yes, then you need to discuss this situation promptly with your attorney. The Courts are strict about acquiring post-petition debts while in a Chapter 13 repayment plan. Hope this helps.See question
The garnishment is from a judgement in 2004. They are proposing to take about $200 a month from my pay.
I agree with Attorney Bunce. I also have never met someone who can afford a wage garnishment. That being said, there are likely multiple options for you to explore. A great place to begin is a free consultation with an experienced and local bankruptcy attorney. If bankruptcy is not the best route, possibly consider negotiating with the creditor to arrange a payment plan which is less than a wage garnishment, or alternatively, will they settle for a lump sum (i.e. % of what you owe)? There are likely a few more options, but these are great places to begin collecting knowledge on the subject. Hope this helps.See question
Lost my job. Converted my case to chapter 7 my lights will be turned off tomorrow. Will they still be shut off?
Generally speaking, you are likely protected by the automatic stay and should be fine with utilities. Be sure to promptly contact your attorney to ensure that your utilities/creditors got notice of your bankruptcy and also to confirm that your automatic stay remains intact. Good luck.See question
I will be out of the US for at least a year. In the mean time my creditors are threatening to take me to court. At this point I think bankruptcy is my best option. I read, I need to be present for at least one meeting during the bankruptcy proceed...
I agree with Attorney Bunce. A telephonic hearing is a possibility and should be discussed with your attorney. Another situation arises when there is a Power of Attorney scenario (i.e. military spouse). Your attorney can discuss these options with you more. Your testimony at the Creditors Meeting is mandatory and the ultimate penalty could be dismissal of your case.See question
I have a judgement against me to an insurance company for an unpaid debt. I found out by finding out my license was suspended. The day I found this out I contacted the lawyer that represent who the dent is for (State Farm Insurance). He said I owe...
I agree that a consult with a qualified bankruptcy attorney is your next option. Generally speaking, accident judgments can be discchargeable in a chapter 7 bankruptcy. Exceptions do apply and a competent bankruptcy lawyer can discuss this with you. Also, your attorney might choose to directly contract the holder of the debt and see if something else can be worked out, in lieu of you filing bankruptcy. Hope this helps.See question