Stuart P. Lott is an attorney at Bradley Arant Boult Cummings LLP, where his practice focuses on advising banks and financial services companies on regulatory compliance and enforcement matters.  Specifically, Stuart assists clients as they implement, and demonstrate compliance with, new and existing federal and state laws, including TILA, RESPA, TRID, ECOA, Fair Lending, FCRA, FDPA, SAFE Act, EFTA, BSA/AML, GLBA, and analogous state consumer protection laws.  In addition to his regulatory compliance practice, Stuart helps guide banks and financial services companies through regulatory examinations by the CFPB and other prudential and state regulators. 

Prior to joining the firm, Stuart worked in compliance at a large regional bank, where he primarily helped the bank comply with federal and state regulations, including the Dodd-Frank Wall Street Reform and Consumer Protection Act.  Stuart also completed the bank’s management trainee program, designed to expose trainees to each line of business and several key support areas of the bank.

Stuart approaches the practice of law with Miles' Law in mind:  “Where you stand depends on where you sit.”  With this in mind, Stuart strives to view issues from his clients’ vantage point in an effort to help them assess the impact of new rules and regulations on their businesses and adapt to changes in the banking and financial services regulatory environment.

Active in the legal profession and the financial services industry, Stuart is a member of several professional organizations as well as several key trade organizations.  Active in his community, Stuart serves on the governing boards of several non-profit organizations.

Stuart earned his J.D., with a concentration in business law and regulation, from Cornell Law School.  Stuart earned a B.B.A. in Finance, summa cum laude, from Jackson State University.