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Mark Christopher Wolfe
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Mark Wolfe’s Answers

404 total


  • I have 3 children there father passed and had policy for them but the beneficiary spent the money was wonder can they sue her..

    Since the oldest 18 can he sue her for his money

    Mark’s Answer

    You need to consult with an experienced life insurance lawyer. The answer to your question depends upon a lot of information and/or facts and is probably too complicated for this forum.

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  • I stepped in a deep hole outside a store traveling through Lincoln AL, broke my ankle in 5 places.

    We were traveling back home to Texas after getting our daughter from college so we had a u haul. We parked alongside the curb at this store and was going to meet our daughter when I stepped into this hole. Firemen came and helped with a brace, we ...

    Mark’s Answer

    Alabama premise liability laws are very difficult for victims such as yourself. We still have the antiquated doctrine of "contributory negligence" which is a complete and total bar to recovery for victims. I would advise you to be very careful when talking to an insurance adjuster and avoid making any admission that might be considered as contributory. E.g., "I wasn't really paying attention and that's why I did not see the hole." As another colleague pointed out, AVVO.com rules prohibit a participating attorney from responding to your post by offering his or her services to you. You can use the AVVO.com find a lawyer feature to find an atty in a close proximity to to where you fell and he or she may be able to help you further. Prayers that you make a good recovery from these injuries.

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  • Are there any successful insured favorable cases againist life insurance companies involving ; "Universial life insurance "

    I have paid in over $500,000 in premiums but because of incresed insurance cost caused by age the policy will use up all cash value and there wiil be no death benefit over next coupe years

    Mark’s Answer

    • Selected as best answer

    You need to consult with an experienced Alabama insurance lawyer on this matter because it is way too complex for this limited forum. I say Alabama lawyer because I assume the policy issued in Alabama since that is where your location is identified on the question. If the policy issued in another State then you may want to consult with a lawyer in that State. Insurance laws and the related consumer protections (or lack thereof in some States) vary from State to State. Good luck.

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  • What are my chances in a case? Had an accident that was not my fault. I had to go to the ER, had 4 kids in car, no insurance

    Car accident with children. coming down busy road and a truck pulls out in front of me trying to make an illegal u-turn i assume. I'm pressing the horn and breaks but I couldn't stop. He sped out in front of me then stopped; I would say about 3 ca...

    Mark’s Answer

    If the other driver is listed as being at-fault on the accident report you may have a liability claim against him and/or his company. this would include property damage and injuries. Consult with an experienced injury attorney as soon as possible. Hope you and the children make a good recovery.

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  • Can I get compensation from an excluded driver if I have no insurance coverage at the time of the wreck?

    On May 4th We had a car wreck. It was the other drivers fault. Our car is totalled and we had a some injuries. The other driver is excluded on the vehicle owners insurance. We had no insurance on our car at the time of the wreck. Our home is in Ms...

    Mark’s Answer

    Your situation is probably too complicated for this forum. I would recommend consulting with an injury attorney in your area for more clarification. There is the possibility you can recover damages from the underlying policy if the policyholder negligently entrusted the vehicle to someone he or she knew to be an excluded driver. However, this is really something that would need to be investigated by an atty. good luck.

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  • Can I collect the 50,000 for each dependent?

    My children were in a 1 car accident they both broke both legs I have collision coverage 50,000 per person. Should my insurance company pay this to my children or is this for other individuals not in my household? Thanks

    Mark’s Answer

    • Selected as best answer

    What were the circumstances of the one car accident? If the vehicle they were in was forced to crash because of the carelessness or recklessness of another car, then they may be entitled to Uninsured Motorist benefits under your policy. UM benefits include reimbursement for medical bills, lost wages, pain and suffering and permanent injury. Ala law holds that an unknown vehicle that causes an accident is considered an "uninsured motorist" for purposes of a UM claim. Also, depending on the age of the children if the driver of the car they were in was negligent, they may have a claim against the driver. Given the seriousness of their injuries, I certainly would encourage you to consult with an experienced injury attorney about this matter. good luck and prayers for a good recovery for your children.

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  • What should we do?

    Hi, my wife and I were in gulf shores, she was walking back to the hotel from the public beach. The board walk that she was walking on was a public board walk. It was in rough shape, there was a board raised up about an inch and a quarter. She hun...

    Mark’s Answer

    Mr Parsons has provided good advice. Did you get a photo of the board walk? because this involves a municipality I would also suggest consulting with an attorney because of procedural requirements that could compromise her right to make a claim if not complied with. Hope her recovery from her injuries goes well.

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  • Will I have to pay tax on a life insurance payment from my husbands death? It is $ 56,000. and one auto check is only $3000.

    My husband had a car wreck and died instantly. everything we have is in both our names but he had a insurance policy and my car insurance sent me a small check which is made out to his estate but has my name on it. the bank want let me put it in ...

    Mark’s Answer

    I'm sorry for your loss. Generally life insurance proceeds are not taxable. Not sure if the life policy had an accidental death rider or an accidental double indemnity clause but if so, you may have more benefits available. However, many times AD benefits are denied for a variety of "exclusions." If this happens, consult with an experienced insurance lawyer. I'm including a link to a life insurance claims resource page that may be helpful. Prayes for you and your family during this difficult time.

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  • What if anything is the previous company responsible for?Are they still supposed to provide health insurance for me and my wife?

    I am a truck driver I was injured December of 2015 after I slipped and landed on my left shoulder. I'm still on light duty making a lot less than I was while at full capacity. The company I work for is being taken over by another company and if m...

    Mark’s Answer

    • Selected as best answer

    This is to complex of a question for this forum. If the slip & fall happened while you were on the job then it would fall under worker's comp and benefits may be available for a diminished earning capacity. Also, if this injury was the fault of a party other than your employer (unreasonably dangerous condition, failure to warn, etc) then you may have a third party liability claim. The third party liability claim could be in addition to the workers comp claim and that would involve coordination of benefits. Finally, if neither scenario then it might be an employee benefit situation. long and short of it, call a lawyer in your area and take advantage of a free consultation which most lawyers offer. Good luck.

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  • Is the truck stop responsible for the difference in what I used to make and what I make now?

    In December of 2015, I slipped and fell at a truck stop in KY after fueling. This resulted in a torn rotator cup and me being placed on light duty until it heels completely. My pay has been by almost half.

    Mark’s Answer

    Maybe. Even though you are the victim, you carry the burden of proof to show that the premise owner's negligence caused your fall AND injuries. If that can be done then you would be able to claim your loss of earnings as part of your damages along with medical bills, co-pays, pain & suffering, etc. If I recall, Kentucky is a comparative negligence State so any damages you might be entitled to claim can be reduced or diminished if your own carelessness contributed to the fall. I would suggest a free consultation with a lawyer in your area to first discuss the facts surrounding the fall and then if he or she feels you may have a viable claim or case, they can help you locate any atty in Kentucky...if one is needed. Hope your injury recovery goes well.

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