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Edward Wayland’s Answers

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  • How many times can the same creditor garnish my bank account?

    My checking account has been garnished by a creditor. I get monthly SS payments of $730 direct deposited. I know SS monies are "protected funds." My bank sent me a letter informing me of the garnishment and said that $1460 of the monies in my a...

    Edward’s Answer

    • Selected as best answer

    Under current federal regulations, they are required to exempt twice your monthly SS payment from any garnishment. That's why $1,460 is exempt. Anything over that can be taken to satisfy the garnishment. I agree with the other answers that they can keep trying until they get paid off. But they have to leave a minimum of $1,460 in your account.

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