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John Griffin Watts

About me

There are many things about my work that I enjoy but the part that is most satisfying is taking a bad situation and turning it into a good situation.  


I often have clients that come in very upset over a situation.  Maybe they are facing foreclosure.  Or dealing with an abusive debt collector.  Or their credit reports are so incorrect that they are losing their security clearance or they are losing a mortgage over it.  Other times clients are dealing with the constant pain of injuries from a car wreck.


They are frustrated and upset to have to deal with this problem.  They don't have accurate information on their rights and options.  This is exactly where the insurance companies, debt collectors, and mortgage companies want you to be.


Unsure of your rights and unsure of what action to take.  You see they assume that you:


  1. Don't know your rights; and/or

  2. Even if you know your rights you won't take action.

When you think about it, they only have to be right on one of these assumptions.  If you don't know your rights, it is almost certain that you will not take the right action.

But even if you do know your rights, if you don't take any action, then those who have mistreated you and harmed you "get away it."

So my mission, and the part I enjoy the most about my work, is to help you understand your rights and understand and motivate you to take the best action.  No one knows what's best for you other than you - when you have the knowledge of your rights and your options, then you can make the best choice for you.

So often we can take a bad situation and turn it around into a positive.  Not only receiving compensation but foreclosures can be stopped or overturned.  Debt collectors can be stopped.  Credit reports can be corrected.  Even with personal injury claims, you can move forward with your life.

We have a wealth of materials to share with you to help you learn more about your rights and options on what action to take.  We also enjoy sitting down with you to bring all of the information together in one place and help you understand how it applies to you.

Let us know how we can help you.


Photos and videos

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Practice areas


  1. Elder Law: 30%
    14 years, 100 cases
  2. Consumer Protection: 30%
  3. Foreclosure: 25%
    11 years, 200 cases
  4. Bankruptcy: 15%
    21 years, 500 cases



Contingent (33-50%)

Attorney endorsements

21 total 

Are you an attorney? Endorse this lawyer

  • Jon Ethan Lewis

    I have known John Watts for several years, and through that time, I have come to know John as an attorney of integrity who will fight for his client's rights. In light of the current economic crisis, John has studied issues related to wrongful foreclosures and other foreclosure issues, and as a result, he has been able to help his clients prevent abusive practices from financial institutions. In addition, John has helped clients recover compensation as a result of abusive debt collectors. If you need an attorney to protect your consumer rights, I highly recommend John.


    Jon Lewis Car accident Attorney
    Relationship: Fellow lawyer in community

  • Craig Philip Niedenthal

    I have known John and he is very well respected and does top quality work in protecting and assisting consumers with financial and debt issues. In the past I have had issues with clients relating to credit card debt and John was the lawyer I turned to, to get advice and direction. He is truly the top in this field of law.


    Craig Niedenthal Defective and dangerous products Attorney
    Relationship: Fellow lawyer in community


ALAuthorized to practice law199508/13/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
AV RatedMartindale-Hubbell2010
AV RatedMartindale-Hubbell2004
Law ReviewCumberland School of Law1993
Moot Court BoardCumberland School of Law1993
Work experience
TitleCompany nameDuration
OwnerWatts & Herring, LLC2011 - Present
OwnerWatts Law Group, PC2006 - 2011
AttorneyYearout & Traylor, PC1995 - 2006
Association namePosition nameDuration
National Academy of Elder Law Attorneys, Inc. (NAELA)Member2012 - Present
National Association of Veteran AdvocatesMember2012 - Present
ElderCounselMember2012 - Present
National Association of Consumer AdvocatesMember2006 - Present
Alabama State Bar AssociationMember1995 - Present
Legal cases
Case nameOutcome
Hope v. BSI FinancialMotion to dismiss was denied. 2012 WL 5379177
Carter v. Medicredit, Inc.Attorney fees awarded at $375 per hour. 2012 WL 4329294
See all legal cases 
Publication nameTitleDate
Jones School of Law Alumni -- "The Jones Brief"Untapped Revenue Source for the Solo Practioner: The Fair Credit Reporting Act2006
School nameMajorDegreeGraduated
Samford University, Cumberland School of LawLawJD - Juris Doctor1995
Indiana University-NorthwestBusiness AdministrationBS - Bachelor of Science1992
Speaking engagements
Conference nameTitleDate
WebinarNew RESPA Rules: Help for Homeowners Facing Foreclosure2014
WebinarTCPA Class Actions: Phone, Text and Fax Solicitation Claims on the Rise2013
WebinarFair Credit Reporting Act: Add a Revenue Stream to Your Firm and Make Happy Clients2013
WebinarDebt Collection in 2013: What Alabama Attorneys MUST Know2013
Leveraging TCPA Developments in Federal Jurisdiction, Class Suitability, and New TechnologyClass Actions For Telephone and Fax Solicitation (TCPA) Post Mims2013
ACICS ConferenceHow to Use Modern Marketing to Your Advantage Without Violating Federal Consumer Protection Regulations2013
Mortgage LitigationTrial Strategies When Fighting Foreclosures2010
Mortgage LitigationUsing The FDCPA and FCRA In Foreclosure Defense Cases2010
2010 Fair Debt Collection Practices Training ConferenceUsing The Telephone Consumer Protection Act And Fair Credit Reporting Act When Facing Abusive Debt Collectors2010
Successful Practice SeminarUsing Social Media In Marketing A Law Practice And In Litigation2009
Preventing Identity TheftPreventing Identity Theft2009
Jones School of Law Alumni MeetingUnderstanding the Fair Debt Collection Practices Act2009
Collections Law SeminarCredit Reporting By Debt Collectors and Defending Debt Collection Suits2008
ABICLE Collections LawCredit Reporting By Debt Collectors2008
WebinarTCPA Class Actions: Phone, Text and Fax Solicitation Claims on the RiseN/A