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William Joseph Kopp Jr.
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William Kopp’s Answers

770 total


  • Can I be sued while in Bankruptcy?

    I am in a active bankruptcy case and was just sued in a civil case concerning ADA compliance. The whole shopping center and other stores were sued in reality where I lease my restaurant. I thought that you could not be sued in a civil action...

    William’s Answer

    If he did, you'd just file a suggestion of BK in that case.

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  • Do we file bankruptcy before or after a pending lawsuit?

    My husband and I are being sued by an Insurance company for damages resulting from a grease fire that occurred when we were renting a property back in 2009 and stupidly we did not have renters insurance. The lawsuit goes to trial October 10th an...

    William’s Answer

    You need to go see someone before then. That is the simple answer answer. It's best to get it started and you'll need a lawyer for this case. So why not go on the free consultations before it get gets to crunch time?

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  • If I file Chapter 7 bankruptcy, will I be allowed to continue helping my adult son financially?

    My son is disabled and his only income is social security disability. Due to severe spine issues, he is unable to work and for the past few years, I have been helping him cover his living expenses, usually around $5-700 per month. I just don't hav...

    William’s Answer

    While I agree that you probably will be able to file for Ch. 7. The most important part of all of these answers is that you USE an attorney. Without one, creditors will attack your petition claiming that you had all of this extra money to be paying them.

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  • Can I file a Ch 13 Bankruptcy after a recent Ch 7 Bankruptcy discharge? (Please read details before responding, thank you)

    My house is in foreclosure so I wanted to do a modification. I was advised to do a Ch 13 Bankruptcy because that would be best if I wanted to keep my home. After filing the paperwork for the Ch13, the bk attorney learned I had excessive unsecure...

    William’s Answer

    Yes you can and you can probably even use the BK Court's mediation program. It has a very high success rate.

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  • Do I have to worry about being arrested.

    In january, a judge said I had to pay an extra $500/month in child support until I was caught up on arrears due on the 20th of each month. He said if I was late just once, I would be arrested. He said there would be no hearing, that I would go dir...

    William’s Answer

    You may be able to use a bankruptcy to get rid of your other debts and consolidate things so that catching up becomes easier. It's called a Ch. 13.

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  • Landlord tenant law... Bankruptcy question?

    I was sued for $4900 by my landlord for what he calls damages to my old unit that I rented from him. Due to the fact, there was no walk through in the move in or move out process, he won the suit. I do not have the money to pay this and have other...

    William’s Answer

    This is exactly the type of debt that goes away. If you are still renting and money is still tight, go meet with a couple of BK attorneys. You'll be surprised at what else they can make go away.

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  • We are a married couple considering a chapter 7 bankruptcy. what would we need to start to gather in order to have a realistic

    we have many old medical bills and outstanding debts from when our children were young and we hand no health insurance. we have other issues that need to be cleaned off our records and want to know the best was to collect this information.

    William’s Answer

    Pay stubs, taxes, bank statements, reg to your cars

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  • Looking to do some credit card debt consolidation

    Hi I have about 35,000.00 dollars in credit card debt and at the moment i am current with my payments and i wonder if i am better off hiring a law firm to deal with the credit card companies or just go on default and try to negotiate with...

    William’s Answer

    Look into filing a Bankruptcy. If you settle all that debt. They can 1099 you and you'll end up paying huge amounts in taxes.

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  • Can I file an emergency bankruptcy to stop a foreclosure auction of my house to get time to sell the house properly?

    We have a foreclosure auction notice within 30 days. We have a buyer for the house for more than the judgement. The house is in for a Short Sale with our current attorneys, who haven't entertained the fact that we have a buyer for the full judge...

    William’s Answer

    Yes, you can stop the sale by filing BK. one way to do it is by filing a Ch. 13 case and for the treatment of the Mortgage, just write "this will be paid in full by sale to..." There's also a lot of other things that the BK will allow you to do.

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  • Do I need to file bankruptcy or do something else?

    I cosigned for a vehicle. It went to repo. I owe 14 G's. I own my house yes have a morg. but upside down. I do have the car I drive payed off old 2014. I make 20 G's a year. I can't afford pymts on the back owe for the A hole that did this to me. ...

    William’s Answer

    You are a great candidate. Meet with a couple of attorneys around you, pick your favorite, file the case and put all that stuff behind you!

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