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About me



I have been a member of the Florida Bar since January 1994 and I am licensed to practice in all Florida state courts as well as the Federal District Court for the Middle District of Florida and the Northern District of Florida. My practice has focused on all manner of business issues including extensive experience in stock loss issues, securities brokerage compliance and regulatory matters, including defending brokers who have been sued, bankruptcies, and litigation.


Since entering the private practice of law I have represented clients against many brokers where the investorsuffered losses due to stockbroker and brokerage firm misdeeds. He has successfully mediated to settlement a large number of arbitrations, including a settlement of $8,275,000.00 wtih a large international brokerage firm.


During the last 21 years, I have defended scores of customer complaints of clients who sought to sue their broker, as well as numerous arbitrations. By defending brokers against regulatory complaines or actions, I have gained valuable experience handling virtually every type of claim that could be made against a registered representative and/or brokerage firm. I now use this knowledge and experience to help investors recover their losses against brokers.


For approximately five years I was senior in-house counsel and chief compliance officer for a large regional brokerage firm. He and the two other founding members began the brokerage firm with three administrative staff and less than ten brokers. In the ensuing years, they grew the firm to have a back office' administrative staff of approximately 20 and more than 450 registered representatives in approximately 25 states and Puerto Rico. I also worked for several other broker-dealers in similar capacities.


While working in-house I was responsible for many aspects of the brokerage firm's growth, but primarily for the development, implementation, and maintenance of the compliance and legal systems. I developed the initial surveillance systems, audit program, continuing education materials, and supervisory procedures and compliance manuals. Most importantly I defended customer complaints of clients who wanted to sue their broker and who filed FINRA arbitration claims.


I also worked as a regulator with the what is now known as FINRA in Manhattan. During my time as a FINRA regulator I investigated numerous customer complaints against registered representatives and brokerage firms.


I am a New Jersey native who has been living in Florida for more than 26 years wtih my wonderful wife of 20 years and my amazing children.  I founded Savage, Combs & Villoch, PLLC so that I could put my experience and knowledge to work to help clients one person at a time, to provide the attention each client deserves, and to do my best to help my clients.


Areas of Practice

  • Business Dispute Resolution and Litigation

  • Business Formation Consulting

  • Business Operations Consulting

  • Stock Fraud Litigation

  • Stockbroker Mismanagement Litigation

  • Regulatory Representation and Consulting

  • Foreclosures

  • Condominium and HOA Law


Photos and videos

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Practice areas


  1. Chapter 7: 40%
  2. Investment Fraud: 25%
    23 years, 400 cases
  3. Business: 25%
    23 years, 300 cases
  4. General Practice: 10%
    23 years, 200 cases



Hourly ($350/hour), contingent (25-40%), Fixed (sometimes)

Payment types:

Cash, Check, Credit card

Attorney endorsements

13 total 

Are you an attorney? Endorse this lawyer

  • Jon Charles Furgison

    Bert is an experienced and knowledgeable securities attorney.


    Jon Furgison Securities and investment fraud Attorney
    Relationship: Fellow lawyer in community

  • Judd S Nemiro

    This lawyer is an outstanding attorney and I highly recommend his legal services. I endorse this lawyer.


    Judd Nemiro Divorce and separation Attorney
    Relationship: Other

Contact info

412 East Madison Street
Suite 1120
Tampa, FL, 33602


FLMember in Good Standing199406/21/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Top 20 Law Professors in FloridaOnline Schools Florida2011
Certified Circuit Civil MediatorFlorida Supreme Court2010
Appellate Advocacy Teaching FellowUniversity of Florida1993
Outstanding Student AwardUniversity of Florida1985
Work experience
TitleCompany nameDuration
Managing MemberSavage, Combs & Villoch, PLLC2014 - Present
Associate Professor of LawThomas M. Cooley Law School2013 - Present
Clinical Assistant ProfessorFlorida International College of Law2010 - 2013
FounderThe Savage Law Firm, P.A.2002 - 2013
Executive Vice PresidentG.A. Financial, Inc.1997 - 2002
Associate ExaminerNational Association of Securities Dealers1988 - 1989
Association namePosition nameDuration
MBTS Board of DirectorsChairman of Facilities Committee2014 - Present
At St. Petersburg Housing AuthorityHearing Officer2009 - Present
Florida Lawyers Saving HomesAttorney Volunteer helping save homeowners from foreclosure.2009 - Present
United States Distrction Court for the Northern District of FloridaMember2009 - Present
St. Petersburg Bar AssociationMember2005 - Present
PIABAMember2004 - Present
Hillsborough County Bar AssociationMember2000 - Present
Florida BarMember1994 - Present
United States District Court for the Middle District of FloridaMember1994 - Present
Tampa YMCABoard Member2003 - 2005
Tampa Museum of Art Avant GardeBoard Member2000 - 2005
Legal cases
Case nameOutcome
Citigroup/Salomon Smith Barney Gone BadSettlement of millions
Dealing with regulatorsResolved the matter to broker's satisfaction
Credit Card Collection DefenseDismissal and Attorney Fees Awards
See all legal cases 
Publication nameTitleDate
Paraclete - The Magazine of the St. Petersburg Bar AssociationCost Bond in Florida Civil Court - Part 12014
Paraclete - The Magazine of the St. Petersburg Bar AssocationCost Bonds In Florida Civil Courts - Part 22014
PIABA Annual Conference Securities Law MaterialsComparative Discussion of Pre-Hearing Legal Issues, Strategies and Preparation Before the Hearing: Exploring Critical Differences Among New York, Florida, California, and Texas Law2013
PIABA Annual Conference Securities Law MaterialsSecurities Law Update 20122012
St. Pete Bar's Paraclete MagazineAre your tax returns trying to tell you something? What your year end investment documents can tell you about your stockbroker or investment advisor?2012
St. Pete Bar Paraclete MagazineDo Investors Have Rights When Their Investment Accounts Suffer Losses?2012
Island ReporterCan I Sue My Broker?2004
School nameMajorDegreeGraduated
University of FloridaInternational FinanceMaster of Business Administration1994
University of Florida Graduate School of BusinessN/AMBA Entrepreneurship Certificate1994
University of Florida, Fredric G. Levin College of LawN/AJD/MBA - Juris Doctorate and MBA1994
Speaking engagements
Conference nameTitleDate
Phi Delta Phi legal fraternitySolo Success; Practical Advice on Starting Your Law Practice2014
OrientationIntroduction to Clinical Legal Education2014
Masterson Inns Of CourtDaubert in Florida - Changes to the Florida Evidence Code2014
Stetson Law SchoolRole of Business and the Business/corporate Lawyer in Society, and Current Ethical Issues2013
PIABA National Conference• Comparative Discussion of Pre-Hearing Legal Issues, Strategies and Preparation Before the Hearing: Exploring Critical Differences Among New York, Florida, California, and Texas Law2013
2013 AALS Conference on Clinical Legal EducationMaking Room for Business: Practice and Pedagogical Challenges (and Opportunities) of Consumer and Investor Advocacy Clinics2013
PIABA National ConferenceSecurities Law Update2012
PresentationInvestment Fraud and How to Avoid Being A Victim2011
PresentationInvestment Fraud and Avoid Being A Victim2011
PresentationInvestment Fraud and Avoid Being a Victim2011
PresentationInvestment Fraud and How to Avoid Being a Victim2011
Securities FraudHow to not be a victim of elder fraud2009
Lion's ClubStock Fraud - Can I sue my broker?2003
GAF National Sales ConferenceSecurities Compliance Issues2001
GAF National Sales ConferenceSecurities Compliance Issues2000