I Hired a loan mod company when I fell behind in my mortgage I paid $2500 and I recieved a Foreclosure after 3 months package ! I was very upset I thought I was gonna loose my home. When My Wife And I Met Scott He really put us at ease and educated us on our rights and our options . I am still in my ...home and the bank is willing to work with me and my family on a Modification. Thank you so much .