Chad and his team took us through what may very well have been the most stressful time on our lives. We were faced with losing everything when we found Chad. We presented our situation to him and he quickly made the determination that the best course of action was to pursue a Chapter 11 filing. ... He laid out a plan and told us what to expect along the path to gaining control of our lives back. All the things that we discussed at that initial meeting came to pass. While not all of it was easy or without work on our part as well his and his staff, none of it came as a surprise at any point in the filing.. start to finish. To say that we are extremely satisfied would be an understatement. He clearly has worked in this segment of his practice taking note to not only address the needs of the law, but also of his clients. I am sure than anyone requiring his services will most likely be navigating our legal system for the first time in their lives on this scale/subject. That was the case for us. Chad can calmly explain the various steps and tailor it to your special needs. I give him my strongest possible recommendation and he has my sincere confidence that he can help any one maintain both their life and sanity.

After filing mod packets with our lender 8 times and getting the run around, we signed on with another attorney who suggested a strategy of bankruptcy leading to a forthcoming LMM program. Unfortunately, the first attorney messed up the bankruptcy and his office became highly unresponsive when his am...azing office manager left. We switched to Van Horn law and couldn't be happier. Chad listened to what we'd gone through and came up with a strategy. Debbie, Jay, Marta and the rest have always been very responsive. Any questions were answered, any meetings with Jay or Chad worked around our schedules in a day or two. Chad's paralegal is a licensed attorney in PA and keeps up to date on the many changes to foreclosure programs and LMM laws. We are happy to say our mortgage has been modified successfully. Best of all, everyone we dealt with at Van Horn law were friendly and welcoming!

I was $135,000 in student loan debt, after a 2 hour financial review Chad informed me that due to a technicality I didn't owe the money at all. God is good and knowledge is power, the lord brought me to Chad who is very knowledgeable in student loan finances and bankruptcy. Hopefully he'll help chang...e your financial situation the way he's done mine.

Greatest attorney in the south florida (maybe all of florida) for loan consolidation. Bankruptcies. And all other personal or business matters. He really does care. Cannot put into words my gratitude. All i can say is thank you so very much. Very knowledgeable. Efficient. And does things right. God b...less. And thanks again. Great attorney and great guy. Would not go to anyone else.

Our case was one of great detail and many complex issues. Chad was very helpful, calm, cool and collective. We did not think we would be eligible for a Chapter 7 but he made it happen legally, professionally and with patience. It is very important with any attorney to make sure you ASK ALOT OF QUESTI...ONS. Get everything in writing and be ready to help them correct any information that may be miscommunicated to them so it is presented to the trustee accurately. Chad and his team are only as good as the information you provide them. Our lives have completely changed for the better thanks to Van Horn law group.