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Angelo Marino Jr.
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Angelo Marino’s Answers

572 total


  • Debt collection without proof as to the correct figure

    About a week ago two large debt collectors were fined for being dishonest in their debt collection practice over a certain period of time. In fact they obtained judgment without providing proof as to how they arrived at the figure they were claim...

    Angelo’s Answer

    • Selected as best answer

    Agree with all of the above. However, just because the debt collector was dishonest in one or more cases does not mean it was so in your friend's case. A review of the court file is necessary to see what was done. I recommend your friend immediately obtain his or her file and see a consumer lawyer that handles these cases. One problem is that if your friend was served and defaulted, all of the above may not make a difference: Your friend may was waived his or her rights.

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  • Can I sue the law office of Andreu & Palma PL for wrongfully and illegally garnish my wages, lie to the civil judge.

    the office of Andreu & Palma PL (debt collectors) wrongfully garnish my wages, lie to the civil case judge, acquired my personal information illegally. I have to file emergency bankruptcy to stop the garnishment and block my personal accounts, I'm...

    Angelo’s Answer

    • Selected as best answer

    In order to determine if you have a case against anyone, a lawyer would have to review all of the pleadings in the garnishment case. One cannot garnish someone's account unless they first have a valid judgment against that person. You do not provide enough facts here to know what really happened.

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  • I think my obgyn performed a malpractice during my pregnancy and during my labor. How can i know ?

    It all started when i was being induced and a nurse mentions that since i tested positive for group b strept they'd have to start me on peninsulin .i was surprised because until just then i had not even heard of me testing positive for anything!i...

    Angelo’s Answer

    I agree. Unless there was an injury to you or your child, there may have been negligence but you have no damages.

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  • Can a creditor sue me for unpaid credit card charges from 13 years ago?

    A guy called my whole family looking for me saying I'm being sued and I called the guy and he says he's a debt negotiator and that he's going to serve me papers for a debt from 13 years ago I asked him to send me info on what I owed money for and ...

    Angelo’s Answer

    all of the above answers are right on. I would suggest you see a consumer lawyer who handles these matters. It appears there have been multiple violations of law here. Get the names and addresses of those people contacted by the collector so that you have evidence he/she violated the law.

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  • The question is can our bank continued to put already paid credit card balances on our credit report.

    My husband has as a secured credit card through our bank and the bank keeps placing credit card charges that have already been paid on our credit report> Do we have any legal recourse?

    Angelo’s Answer

    You may have a Fair Credit Act claim. See a Lawyer who handles these claims. You will need to pull your credit report for the lawyer.

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  • Judgment was entered by a collection agency many years they then sold the debt to someone else. Is the judgment still valid? or

    Selling of debt is judgment still valid

    Angelo’s Answer

    One can assign and or sell a judgment. Collection companies buy debts all the time. They are referred to as "Bottom Feeders, " since they will buy debts no on else wants and use strong arm tactics to get the debts paid. Consumer lawyers who specialize in representing consumers rarely lose to these Bottom Feeders.

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  • How can I appeal a judgement for court papers I was never given?

    I just pulled a credit report and found a judgement in 2011 for the amount of $1400 plus attorney costs and interest that was filed against me. The court papers were sent to an address that I had not resided at since 2009 and I had absolutely no i...

    Angelo’s Answer

    First, you need to act immediately if you wish to set aside the judgment. It can be done if you act immediately. You will need to prove that you did not live at the address at the time of the service of the documents --complaint and summons. You should hire an attorney to file a motion to set aside the judgment and set it for hearing as soon as possible. You will need to sign an affidavit stating you were not at that address and were never served. The more evidence the better. If I were handling the case, I would require you to obtain the complete court file to review. Expect a fee for the service. Even if the facts are on your side, there is in guarantee of success.

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  • Are jointly held accounts between spouses immune from collection of a foreign judgment?

    I own property in Georgia and Florida but I am a Florida resident. I have been involved in a lawsuit against my homeowners association for A property I used to own in Georgia. I initiated the lawsuit but now they are trying to collect attorneys f...

    Angelo’s Answer

    See www.ConsumerLawyerHelp.com on garnishment.

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  • SMS message sent to me but not for me saying money owed

    5 months ago I offered a birthday gift for Jen. It was for a service at a specific company. But it was a one time payment, as a birthday gift. I made it clear, nor did I sign any agreement that stated otherwise. A month afterward, I stopped talkin...

    Angelo’s Answer

    • Selected as best answer

    Anything is possible, especially when it comes to collection agencies. If it is seeking a claim for a debt against you, they must send you a letter within 5 days ( see 15 USC 1692g). I would send them a cease and desist letter once you find out who is calling you. If it violates the letter, you have a claim. Certainly Jen has a claim. , see www.conusrmerLawyer help.com for me information.

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  • Discover card sued me in court and a disposition was entered against me and I was never served. What are my options?

    On 8/12/14 DIscover Card opened a civil case against me. I was never served but a judgement was entered against me. What is my recourse since I was never served any papers. I found out about the case via solicitation from an attorney.

    Angelo’s Answer

    You need to immediately seek an attorney to set aside the the default judgment. You will need to get a copy of the complete court file for the attorney to review to see what occurred re service etc. See AVVO for a consumer lawyer.

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