Around January of 2014 I hired Dr. Julio Marrero to help me with my loan modification. With the help of Dr. Marrero and his firm the modification process was very smooth and easy. I am very happy with the loan modification that was obtained and with the quality of customer service provided by Dr. Mar...rero and the firm.

Julio Marrero is the WORST LAWYER IN USA, first visit to his office, is the only time you maybe meet him in person, because you will never get to meet him again, and after you wait for long hours to speak to someone it will never be a lawyer, only secretaries or assistance of who knows whom. But of ...course as soon as Marrero or more probably other person convince you about how wonderful they will reduce you mortgage or your interest or your principal speech, they will make you sign a very long term contract of payment, in which you declare your responsibility of paying a $500 per month to them, and in which contract, their are not responsible if you lost your home. I have talked to other clients there while we were waiting, and they were in the same situation like me, I have been paying this firm for 4 years now and they still telling me that my house still in foreclosure, that the probabilities I get the house back is 001 percent chances. I don't know why they recommended me to stop paying the bank in order to be able to pay them $500 monthly.

I know that no attorney can guarantee an outcome. But to tell people that everything is great, your numbers are great and then be denied.... something is wrong. I have been paying a monthly fee for about 3 years and to have nothing is sad. i have been denied for not turning in paperwork, for being pa...st due for so long and so forth. Then i was referred to the BK department. for more $$. I think this attorney (which you never meet) has too many cases and some fall through the cracks. Mine was one.

My parents had told them CLEARLY that they were trying to refinance their second home. After multiple denials from the bank and non profits bc it was a second home, Marrero attorneys ASSURED my parents that they would get them a loan modification and at WORST a refinance. They were told to stop payin...g the mortgage on the home. They paid their dues to the attorney and once they had their money they turned around and told them it couldn't be done bc it is a second home. (Which they knew this from the beginning). My dad is a 71 y/o veteran and this is shameful that this is being done to seniors. My parents have always had perfect credit and now have to file bankruptcy by Marrero law firm. Please beware for your family's sake.