Once upon a time there was a recently divorced single mom (me) that unknowingly became the victim of predatory discriminatory lending. In efforts to maintain a good credit rating I called my lender many times to discuss alternatives, each time they said I had to be more than 90 days delinquent. So wh...ile working and going to school full time I decided to give in and fall behind. Sound familiar? The lender then offered me modifications but the terms were never much better then my original loan. After graduation I was served with foreclosure papers. I had no intention of loosing my home of 14 years so I hired Julio Marrero to represent me. They were able to successfully get my case dismissed and process the paperwork for my HAMP - Home Affordable Modification Program. I qualified under the guidelines and was able to finally resolve all of the issues with my lender. What a relief to know that my son and I are going to be staying in our home for as long as we like, with the new reasonable and affordable payments.

Very pleased to have received the services of lawyer Julio Marrero. I could achieve my residence modification and consequently maintain it. I am very satisfied with the level of work performed by the firm. I recommend this lawyer and his staff for this process or for any other services they... offer. While i was visiting the offices never heard any complaints from some other client, however all very pleased and convinced that were in the best hands for his legal defense. Excellent results. Very happy, GCP

Thanks to Dr. Julio Marrero and his wonderful team so professional that accompanies it, got an excellent modification, manages to reduce to 2% of the loan interest of my house and therefore under me my monthly mortgage payment, which was my interest. After several attempts to achieve what we bot...h wanted and knew I could be. All thanks to the resources and expertise of Dr. Julio Marrero and his team. Very satisfied and convinced to have chosen Dr. J. Marrero to represent me in this process. Dr. J. Marrero is the best ...! Thank you.