Once upon a time there was a recently divorced single mom (me) that unknowingly became the victim of predatory discriminatory lending. In efforts to maintain a good credit rating I called my lender many times to discuss alternatives, each time they said I had to be more than 90 days delinquent. So wh...ile working and going to school full time I decided to give in and fall behind. Sound familiar? The lender then offered me modifications but the terms were never much better then my original loan. After graduation I was served with foreclosure papers. I had no intention of loosing my home of 14 years so I hired Julio Marrero to represent me. They were able to successfully get my case dismissed and process the paperwork for my HAMP - Home Affordable Modification Program. I qualified under the guidelines and was able to finally resolve all of the issues with my lender. What a relief to know that my son and I are going to be staying in our home for as long as we like, with the new reasonable and affordable payments.

Esta es la mejor firma que podemos tener, si queremos salvar nuestra casa. Desde que recibieron mi caso trabajaron diligentemente y me ayudaron a estructurarlo de manera tal que me aprobaron, bajando mi interés a 2% de un 8.45%. El pago me bajo mas de un 50% y me dieron un perdón de $90,000.00. Defin...itivamente recomiendo esta firma. Gracias Dr. Julio Marrero.

-I’m very content with this process,Dr.G. Alonso, my assigned attorney fought for me with the bank, we were present in the conciliation and finally resolved this situation. This law office saved our home and our loan was modified with a good offer. Thank you for your cooperation, my interest rate is... fixed and extended the loan for 40 years. Thanks Dr. Julio Marerro and staff.- God Bless you…!