I do NOT recommend Julio C. Marrero. He promised me a home loan modification in less than 6 months. One year later and after paying him more than $2000, I found out from my lender that the case has been closed for months because my attorney, Mr. Marrero did not send the documents the bank asked for.... In the meantime, I would call the processor in charge of my "case" (by the way, they changed processors 4 times and every time, one would take the case, he/she did not know what the previous one had done) and never got a response. They did not answer my calls or emails and that's is why I ended up calling my lender. They informed me that the case was closed because they never heard from the attorney. Julio C. Marrero took advantage of my situation, they lied at me from the beginning telling me the bank would forgive $ 70000 from my loan and that even though I was current with my monthly payments, the bank would modify my loan because the government was pressuring them to do so. What a lie! The bank told me that was not true, that the modification was for those who were behind with their payments and my lender Fannie Mae did not forgive any amount off the loan. I will file a complaint with the Florida Bar. Now, they kept billing me monthly payments of $149 even though the case had been closed for a long time. Do NOT trust these scammers, you will regret it. It's better if you work with the bank directly and save yourself time and money.

I went to see to Julio Marrero about 1 years ago, the Julio Marrero asistant, told me that i was elegible for a modification, I paid to him $2500.00, , but what hapened, after 6 months he wanted to charge to me $180.00 monthly,( didnt pay to him any extra money ), those $2500 r for 6 months, what i c...ould see that he doesnt send the documents to the bank on time, taking time, i called them, they didnt call back, I had 3 different people in my case, dont pay to him any money, the samething he do, u can do it, that is lost the money, he does not fight the modification, i only saw him one time, the last day, he told me that the banks do not want to help to homeowners, but he said a diferent thing on tv, when my house was in foulclouse, he wanted to charge me $500.00 monthly ( i didnt pay it to him ), i wrote a letter to the court, and the fourclouse was stop, i just reseived a $200 discount from my bank, but because me no for them, i am very sure that if i let them write this letter to the court I dont think he was going to do it, for charging me the $500.00, his business is fourclousere no modification, any question, write to me to miguelangelh33157@hotmail.com