I do NOT recommend Julio C. Marrero. He promised me a home loan modification in less than 6 months. One year later and after paying him more than $2000, I found out from my lender that the case has been closed for months because my attorney, Mr. Marrero did not send the documents the bank asked for.... In the meantime, I would call the processor in charge of my "case" (by the way, they changed processors 4 times and every time, one would take the case, he/she did not know what the previous one had done) and never got a response. They did not answer my calls or emails and that's is why I ended up calling my lender. They informed me that the case was closed because they never heard from the attorney. Julio C. Marrero took advantage of my situation, they lied at me from the beginning telling me the bank would forgive $ 70000 from my loan and that even though I was current with my monthly payments, the bank would modify my loan because the government was pressuring them to do so. What a lie! The bank told me that was not true, that the modification was for those who were behind with their payments and my lender Fannie Mae did not forgive any amount off the loan. I will file a complaint with the Florida Bar. Now, they kept billing me monthly payments of $149 even though the case had been closed for a long time. Do NOT trust these scammers, you will regret it. It's better if you work with the bank directly and save yourself time and money.

I went to see to Julio Marrero about 1 years ago, the Julio Marrero asistant, told me that i was elegible for a modification, I paid to him $2500.00, , but what hapened, after 6 months he wanted to charge to me $180.00 monthly,( didnt pay to him any extra money ), those $2500 r for 6 months, what i c...ould see that he doesnt send the documents to the bank on time, taking time, i called them, they didnt call back, I had 3 different people in my case, dont pay to him any money, the samething he do, u can do it, that is lost the money, he does not fight the modification, i only saw him one time, the last day, he told me that the banks do not want to help to homeowners, but he said a diferent thing on tv, when my house was in foulclouse, he wanted to charge me $500.00 monthly ( i didnt pay it to him ), i wrote a letter to the court, and the fourclouse was stop, i just reseived a $200 discount from my bank, but because me no for them, i am very sure that if i let them write this letter to the court I dont think he was going to do it, for charging me the $500.00, his business is fourclousere no modification, any question, write to me to miguelangelh33157@hotmail.com

I went to 2 previous attorneys that are on TV. The 1st I lost 3,000 the second I lost 4,500. I did not trust attorneys any longer. When I saw Mr. Marrero on tv I did not want to see another attorney and my mother pushed me to go see him. I thought I was going to waste more money but I spoke with ...his Legal Assistant and decided to give one more change because I really didn't have a choice I was going to lose my house. The team at Mr. Marrero's really impressed me. They were professional and they got me my modification in 30 days. They wer very knowledgeable and they even reduced my mortgage close to the value. They lowered 80,000 from what I owe. I am so blessed to have met Julio Marrero and his team of professionals because they helped me save my home.